7012 195th St E, Spanaway, WA 98387 Property Records

Pierce County property record for 7012 195th St E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,162 sqft · built 1997
Lot Size	0.205 acres (8,929 sqft)
Owner	2 Individual Names on Record
Last Sale	$437,000 (Mar 2023)
Tax Bill	$4,259 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`602152-0-240`

Property Details

APN / Parcel Number

Primary APN	`602152-0-240`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,162 sqft Living Area
Gross Area	1,582 sqft
1st Floor Area	1,162 sqft
Upper Floors Area	1,103 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2003
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	8,929 sqft (0.205 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Slab
Porch Area	562 sqft
Deck Area	86 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	7012 195TH ST E
City	SPANAWAY
State	WA
Zip	98387-5054
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MSF
Legal Description	SECTION 05 TOWNSHIP 18 RANGE 04 QUARTER 22 CRESCENT RIDGE L 24 EASE OF REC OUT OF 245510-001-0 TO 080-0 SEG G0698 MD 03/23/95MD
Legal Range	04
Legal Township	18
Legal Section	05
Legal Subdivision	CRESCENT RIDGE
Legal Lot Number	24
Jurisdiction	PIERCE WA
Township / Civil Division	GRAHAM-THRIFT
Census Block Group	3
Census Block	3007
Census Tract	73128

Owner

Source: Pierce County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7012 195TH ST E, SPANAWAY, WA 98387-5054
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2023	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Dec 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage PREMIER MTG RSRCS
Apr 13, 2018	Warranty Deed, Transfer · FHA Mortgage FIRST CONTINENTAL MORTGAGE LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2023 · Amount on Record
Deed Sale	Mar 24, 2023 · Amount on Record
Prior Sale	Apr 13, 2018 · Amount on Record
Deed Document Number	2023106
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Mar 24, 2023
Property Address	7012 195TH ST E, SPANAWAY, WA 98387-5054
Document Number	0003240106
Map Reference	DOC 9503080144
Instrument Date	Mar 17, 2023
Instrument	202303240106
Transaction Type	Transfer
Record Updated	Oct 31, 2023
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,992.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7008 195TH ST E, SPANAWAY, WA 98387-5054
Investor	Possibly a Property Investor

Mortgage

Document Number	0003240107
Date	Mar 24, 2023
Instrument	202303240107

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	7012 195TH ST E, SPANAWAY, WA 98387-5054
Document Number	2012070435
Instrument Date	Dec 1, 2020
Transaction Type	Mortgage
Record Updated	Dec 16, 2020
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7012 195TH ST E SPANAWAY WA 983875054, SPANAWAY, WA 98387-5054

Mortgage

Document Number	2012070435
Date	Dec 7, 2020
Instrument	202012070435

Lender

Name	PREMIER MTG RSRCS
Type	Mortgage Company
Address	PORTLAND, OR 97209

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 6, 2050

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Apr 13, 2018
Property Address	7012 195TH ST E, SPANAWAY, WA 98387-5054
Document Number	0004130515
Map Reference	DOC9503080144
Instrument Date	Apr 5, 2018
Instrument	201804130515
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,361.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7012 195TH ST E, SPANAWAY, WA 98387-5054

Mortgage

Document Number	0004130516
Date	Apr 13, 2018
Instrument	201804130516

Lender

Name	FIRST CONTINENTAL MORTGAGE LTD
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$392,300 (+7.19%) Land $174,600 Building $217,700	$392,300 (+7.19%) Land $174,600 Building $217,700
2025	$4,259.00 (-1.25%)
2024	$4,313.00 (-0.6%)	$366,000 (-2.92%) Land $172,200 Building $193,800	$366,000 (-2.92%) Land $172,200 Building $193,800
2023	$4,339.00	$377,000 Land $158,600 Building $218,400	$377,000 Land $158,600 Building $218,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.6% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWOOD private · serves 64,155 people · EPA ID WA5382844
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2021
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: CenturyLink, Verizon.

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