646 Lambert Ave, Flagler Beach, FL 32136 Property Records

Flagler County property record for 646 Lambert Ave, Flagler Beach, FL 32136

Property Summary

Property Type	Single Family Home
Details	4 bd · 5.5 ba · 5,189 sqft · built 2014
Lot Size	0.452 acres (19,707 sqft)
Owner	Individual Name on Record
Last Sale	$1,320,000 (Aug 2019)
Tax Bill	$23,953 (2025)
Deeds & Mortgages	Feb 2023 Transfer Oct 2021 Transfer + 2 more
Flood Zone	Zone AE (high risk)
APN	`12-12-31-4650-000B0-0260`

Property Details

APN / Parcel Number

Primary APN	`12-12-31-4650-000B0-0260`

Interior

Bedrooms	4 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	5,189 sqft Living Area
Gross Area	8,374 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Wood
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	19,707 sqft (0.452 acres)
Lot Width	80 ft Width
Driveway	Brick Driveway
Driveway Area	2,200 sqft

Exterior Amenities

Pool Type	Pool Type
Pool Area	800 sqft
Boat Access	Boat Access
Boat House	312 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	646 LAMBERT AVE
City	FLAGLER BEACH
State	FL
Zip	32136-3213
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OCEAN CITY SUBD BLOCK B SLY 72.71' OF LOT 26 AS MEASURED ALONG ICW, 100.8' ALONG LAMBERT AVE & BOUNDED ON S BY S LINE OF LOT 26 OR 269 PG 947 OR 313 PG 113 OR 438 PG 844 OR 525 PG 288 OR 525 PG 286 OR 532 PG 1860, OR 533 PG 352 OR 585 PG 128 OR 605 P
Legal Range	31E
Legal Township	12S
Legal Section	12
Legal Subdivision	OCEAN CITY SUB
Legal Block	B
Legal Lot Number	26
Jurisdiction	FLAGLER FL
Township / Civil Division	FLAGLER BEACH
Census Block Group	3
Census Block	3023
Census Tract	60301

Owner

Source: Flagler County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	646 LAMBERT AVE, FLAGLER BEACH, FL 32136-3213
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Oct 12, 2021	Intrafamily Transfer, Transfer ACCOMMODATION
May 24, 2019	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Aug 20, 2019	Correction Deed AMERICAS CHOICE TITLE COMPANY, AMERICAS CHOICE TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2019 · Amount on Record
Deed Sale	Aug 20, 2019 · Amount on Record
Prior Sale	May 24, 2019 · Amount on Record
Deed Document Number	201930703
Deed Book / Page	2377 / 1688
Last Transfer Date	Feb 14, 2023
Transfer Doc	0027580025
Record Updated	Sep 20, 2026

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLAGLER FL
Recording Date	Feb 22, 2023
Property Address	646 LAMBERT AVE, FLAGLER BEACH, FL 32136-3213
Document Number	0027580025
Book / Page	2758 / 25
Map Reference	MB 1 PG 8
Instrument Date	Feb 14, 2023
Instrument	2023006807
Transaction Type	Transfer
Record Updated	Mar 21, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	646 LAMBERT AVE, FLAGLER BEACH, FL 32136-3213

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	646 LAMBERT AVE, FLAGLER BEACH, FL 32136-3213

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLAGLER FL
Recording Date	Oct 12, 2021
Property Address	646 LAMBERT AVE, FLAGLER BEACH, FL 32136-3213
Document Number	0026160939
Book / Page	2616 / 939
Map Reference	MB 1 PG 8
Instrument Date	Oct 12, 2021
Instrument	2021056491
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	646 LAMBERT AVE, FLAGLER BEACH, FL 32136-3213
Investor	Possibly a Property Investor

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	May 24, 2019
Property Address	646 LAMBERT AVE, FLAGLER BEACH, FL 32136-3213
Document Number	0023570819
Book / Page	2357 / 0819
Map Reference	MB 1 PG 8
Instrument Date	May 16, 2019
Instrument	2019018804
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	AMERICAS CHOICE TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,240.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 2222, FLAGLER BEACH, FL 32136-2222

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	646 LAMBERT AVE, FLAGLER BEACH, FL 32136-3213
Investor	Possibly a Property Investor

Mortgage

Document Number	23570822
Date	May 24, 2019
Instrument	2357-0822

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

August 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	FLAGLER FL
Recording Date	Aug 20, 2019
Property Address	646 LAMBERT AVE, FLAGLER BEACH, FL 32136-3213
Document Number	0023771688
Book / Page	002377 / 001688
Instrument Date	May 16, 2019
Instrument	30703
Record Updated	Aug 30, 2019
Title Company	AMERICAS CHOICE TITLE COMPANY, AMERICAS CHOICE TITLE CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	646 LAMBERT AVE FLAGLER BEACH FL 321363213, FLAGLER BEACH, FL 32136-3213

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Flagler Beach City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$23,953.00 (+2.71%) Homeowner's exemption	$1,269,824 (+5.99%)	$1,730,507 (+10.62%) Land $296,000 Building $1,434,507
2024	$23,320.00 (+2.39%)
2023	$22,775.00 (+2.33%) Homeowner's exemption	$1,198,094 (+3%)	$1,564,312 (+3.58%) Land $264,000 Building $1,300,312
2022	$22,256.00 Homeowner's exemption	$1,163,198	$1,510,201 Land $264,000 Building $1,246,201

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	4.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 257 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	257 in force
Nearby Flood Claims	38 (2016–2024)
Claims Outside the SFHA	2 of 38
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Nicole, Nov 2022 · 10 claims Hurricane Irma, Sep 2017 · 18 claims Hurricane Matthew, Oct 2016 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLAGLER BEACH WTP serves 4,830 people · EPA ID FL2180349
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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