740 E Grove Rd, Decatur, IL 62521 Property Records

Macon County property record for 740 E Grove Rd, Decatur, IL 62521

Property Summary

Property Type	Single Family Home
Lot Size	1.37 acres (59,677 sqft)
Owner	Individual Name on Record
Last Sale	$183,000 (Jun 2021)
Tax Bill	$6,424 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Aug 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-12-26-455-004`

Property Details

APN / Parcel Number

Primary APN	`04-12-26-455-004`
Alternative APN	`12-26-455-004`

Exterior

Lot Area	59,677 sqft (1.37 acres)

Location & Zoning

Account Number	041226455004
Street Address	740 E GROVE RD
City	DECATUR
State	IL
Zip	62521-5707
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNICIPAL
Legal Description	W1/2 SW1/4 SW1/4 SE1/4 EXC N320 & EXC W145 03BK3418/311
Legal Range	02E
Legal Township	16N
Legal Section	26
Jurisdiction	MACON IL
Township / Civil Division	DECATUR
Census Block Group	1
Census Block	1039
Census Tract	1300

Owner

Source: Macon County records, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	740 E GROVE RD, DECATUR, IL 62521-5707
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2021	Warranty Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MTG CORP
Aug 14, 2018	Warranty Deed, Transfer · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP
May 18, 2018	Deed of Trust, Mortgage · Conventional Mortgage SOY CAPITAL BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2021 · Amount on Record
Deed Sale	Jun 17, 2021 · Amount on Record
Prior Sale	Aug 14, 2018 · Amount on Record
Deed Document Number	20211980245
Deed Book / Page	4829 / 281
Record Updated	Sep 20, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON IL
Recording Date	Jun 17, 2021
Property Address	740 E GROVE RD, DECATUR, IL 62521-5707
Document Number	4829/281
Book / Page	4829 / 281
Instrument Date	May 28, 2021
Instrument	1980245
Transaction Type	Transfer
Record Updated	Jul 7, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$274.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	740 E GROVE RD, DECATUR, IL 62521-5707

Mortgage

Document Number	004829/283
Date	Jun 17, 2021
Book Page	4829/283
Instrument	1980246

Lender

Name	AMERICAN PACIFIC MTG CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON IL
Recording Date	Aug 14, 2018
Property Address	740 E GROVE RD, DECATUR, IL 62521-5707
Document Number	4637/129
Book / Page	4637 / 129
Instrument Date	Aug 10, 2018
Instrument	1936521
Transaction Type	Transfer
Record Updated	May 31, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$274.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4637/130
Date	Aug 14, 2018
Book Page	4637/130
Instrument	1936522

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2048

Interest

Rate Type	Fixed Rate

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON IL
Property Address	740 E GROVE RD, DECATUR, IL 62521-5707
Transaction Type	Mortgage
Record Updated	Jun 22, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4622/39
Date	May 18, 2018
Book Page	4622/39
Instrument	1933288

Lender

Name	SOY CAPITAL BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	May 20, 2023

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Macon County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macon County
County Subdivision	Decatur Township
Municipality	Decatur City
Unified School District	Mount Zion Community Unit School District 3 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,424.00	$81,785 Land $12,031 Building $69,754	$245,380 Land $36,097 Building $209,283

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECATUR serves 76,122 people · EPA ID IL1150150
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Shawnee Communications.

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