760 E Grove Rd, Decatur, IL 62521 Property Records

Macon County property record for 760 E Grove Rd, Decatur, IL 62521

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,463 sqft · built 1977
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Last Sale	$182,500 (Dec 2016)
Tax Bill	$6,434 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-12-26-455-005`

Property Details

APN / Parcel Number

Primary APN	`04-12-26-455-005`
Alternative APN	`12-26-455-005`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,463 sqft Living Area
1st Floor Area	1,463 sqft
Basement Area	926 sqft
Finished Basement	926 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Wood
Construction Type	Frame
Lot Area	87,120 sqft (2 acres)
Garage Type	Detached
Garage Area	624 sqft
Porch	Slab
Porch Area	122 sqft
Deck Area	372 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	041226455005
Street Address	760 E GROVE RD
City	DECATUR
State	IL
Zip	62521-5707
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNICIPAL
Legal Description	E 309.9 OF S 281.15 OF E 1/2 SW 1/4 SW 1/4 SE 1/4 94BK2549/449
Legal Range	02E
Legal Township	26N
Legal Section	26
Jurisdiction	MACON IL
Township / Civil Division	DECATUR
Census Block Group	1
Census Block	1039
Census Tract	1300

Owner

760 E Grove Rd is owned and occupied by an individual who bought it in December 2016.

Source: Macon County records, as of June 5, 2026

Owner of Record	Individual Name on File
Mailing Address	760 E GROVE RD, DECATUR, IL 62521-5707
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage LAND OF LINCOLN CU
Mar 28, 2017	Warranty Deed, Transfer · Closed-End Mortgage PRAIRIE STATE BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 5, 2016 · Amount on File
Deed Sale	Dec 5, 2016 · Amount on File
Prior Sale	May 1, 1994 · Amount on File
Deed Document Number	20161912367
Deed Book / Page	4536 / 817
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON IL
Property Address	760 E GROVE RD, DECATUR, IL 62521-5707
Transaction Type	Mortgage
Record Updated	Jun 28, 2021
Title Company	CENTRAL ILLINOIS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4810/442
Date	Mar 24, 2021
Book Page	4810/442
Instrument	1976073

Lender

Name	LAND OF LINCOLN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON IL
Recording Date	Mar 28, 2017
Property Address	760 E GROVE RD, DECATUR, IL 62521-5707
Document Number	4553/188
Book / Page	4553 / 188
Instrument Date	Mar 24, 2017
Instrument	1916859
Transaction Type	Transfer
Record Updated	Jun 28, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2483 BAYSHORE HEIGHTS DR, DECATUR, IL 62521

Mortgage

Document Number	4553/189
Date	Mar 28, 2017
Book Page	4553/189
Instrument	1916860

Lender

Name	PRAIRIE STATE BANK & TRUST
Type	Bank
Address	DECATUR, IL 62526

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	60 Months
Due	Mar 24, 2022

Interest

Rate	4.25%

Tax Assessment & Valuation

The 2025 property tax bill for 760 E Grove Rd was $6,434 with a homeowner's exemption.

Source: Macon County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macon County
County Subdivision	Decatur Township
Municipality	Decatur City
Unified School District	Mount Zion Community Unit School District 3 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,434.00	$81,907 Land $11,725 Building $70,182	$245,746 Land $35,179 Building $210,567

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 760 E Grove Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 760 E Grove Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECATUR serves 76,122 people · EPA ID IL1150150
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Shawnee Communications.

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