724 E Grove Rd, Decatur, IL 62521 Property Records

Macon County property record for 724 E Grove Rd, Decatur, IL 62521

Property Summary

Property Type	Single Family Home
Lot Size	1.13 acres (49,223 sqft)
Owner	2 Individual Names on Record
Last Sale	$359,500 (May 2024)
Tax Bill	$10,217 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Aug 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-12-26-455-003`

Property Details

APN / Parcel Number

Primary APN	`04-12-26-455-003`
Alternative APN	`12-26-455-003`

Exterior

Lot Area	49,223 sqft (1.13 acres)

Location & Zoning

Account Number	041226455003
Street Address	724 E GROVE RD
City	DECATUR
State	IL
Zip	62521-5707
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNICIPAL
Legal Description	SEC 26-16N-2EW145 OF S340 W1/2 SW1/4 SE1/4
Legal Range	02E
Legal Township	16N
Legal Section	26
Legal Subdivision	LEASE
Jurisdiction	MACON IL
Township / Civil Division	DECATUR
Census Block Group	1
Census Block	1038
Census Tract	1300

Owner

Source: Macon County records, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	724 E GROVE RD, DECATUR, IL 62521-5707
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 18, 2021	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Jun 9, 2017	Deed of Trust, Mortgage · Construction Mortgage PRAIRIE STATE BANK & TRUST
Jul 6, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2024 · Amount on Record
Deed Sale	May 20, 2024 · Amount on Record
Prior Sale	Aug 18, 2021 · Amount on Record
Deed Document Number	20242460
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON IL
Property Address	724 E GROVE RD, DECATUR, IL 62521-5707
Transaction Type	Mortgage
Record Updated	Jan 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025R015258
Date	Dec 29, 2025
Instrument	2025R-015258

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	192 Months
Due	Jan 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.38%

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON IL
Recording Date	Aug 18, 2021
Property Address	724 E GROVE RD, DECATUR, IL 62521-5707
Document Number	4844/442
Book / Page	4844 / 442
Instrument Date	Aug 17, 2021
Instrument	1983837
Transaction Type	Transfer
Record Updated	Sep 15, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$426.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	724 E GROVE RD, DECATUR, IL 62521-5707

Mortgage

Document Number	19838384844444
Date	Aug 18, 2021
Instrument	19838384844444

Lender

Name	US BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	2.25%

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON IL
Property Address	724 E GROVE RD, DECATUR, IL 62521-5707
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4566/622
Date	Jun 9, 2017
Book Page	4566/622
Instrument	1919861

Lender

Name	PRAIRIE STATE BANK & TRUST
Type	Bank
Address	MT ZION, IL 62549

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Dec 1, 2017

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON IL
Recording Date	Jul 6, 2017
Property Address	724 E GROVE RD, DECATUR, IL 62521-5707
Document Number	4571/727
Book / Page	4571 / 727
Instrument Date	Jun 23, 2017
Instrument	1921100
Transaction Type	Transfer
Record Updated	May 31, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2130 N 22ND ST, DECATUR, IL 62526-4737

Tax Assessment & Valuation

Source: Macon County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macon County
County Subdivision	Decatur Township
Municipality	Decatur City
Unified School District	Meridian Community Unit School District 15 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,217.00	$126,542 Land $11,922 Building $114,620	$379,664 Land $35,770 Building $343,894

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECATUR serves 76,122 people · EPA ID IL1150150
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Shawnee Communications.

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