698 E Grove Rd, Decatur, IL 62521 Property Records

Macon County property record for 698 E Grove Rd, Decatur, IL 62521

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,764 sqft · built 1950
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on Record
Last Sale	$241,000 (Jul 2021)
Tax Bill	$7,955 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-12-26-380-004`

Property Details

APN / Parcel Number

Primary APN	`04-12-26-380-004`
Alternative APN	`12-26-380-004`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,764 sqft Living Area
1st Floor Area	1,764 sqft
Basement Area	1,764 sqft
Finished Basement	1,764 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Wood
Construction Type	Frame
Lot Area	20,038 sqft (0.46 acres)
Garage Type	Detached
Garage Area	352 sqft
Porch	Slab
Porch Area	16 sqft
Deck Area	440 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	041226380004
Street Address	698 E GROVE RD
City	DECATUR
State	IL
Zip	62521-5706
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNICIPAL
Legal Description	W 120 E 132.8 S 167SE1/4 SW14/ 99BK2865/623
Legal Range	02E
Legal Township	16N
Legal Section	26
Jurisdiction	MACON IL
Township / Civil Division	DECATUR
Census Block Group	1
Census Block	1038
Census Tract	1300

Owner

Source: Macon County records, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	698 E GROVE RD, DECATUR, IL 62521-5706
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 2, 2023	Warranty Deed, Transfer · Conventional Mortgage AMERISAVE MORTGAGE CORP
Jul 1, 2021	Warranty Deed, Transfer · Conventional Mortgage PRAIRIE STATE BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2021 · Amount on Record
Deed Sale	Jul 1, 2021 · Amount on Record
Prior Sale	Jun 1, 1986 · Amount on Record
Deed Document Number	20211980982
Deed Book / Page	4832 / 785
Record Updated	Sep 20, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON IL
Recording Date	May 2, 2023
Property Address	698 E GROVE RD, DECATUR, IL 62521-5706
Document Number	004949/760
Book / Page	4949 / 760
Map Reference	BK 1854 PG 540
Instrument Date	Apr 28, 2023
Instrument	2010479
Transaction Type	Transfer
Record Updated	May 24, 2023
Title Company	CENTRAL ILLINOIS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	698 E GROVE RD, DECATUR, IL 62521-5706

Mortgage

Document Number	0002010480
Date	May 2, 2023
Instrument	2010480

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

Interest

Rate Type	Fixed Rate
Rate	5.38%

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON IL
Recording Date	Jul 1, 2021
Property Address	698 E GROVE RD, DECATUR, IL 62521-5706
Document Number	4832/785
Book / Page	4832 / 785
Map Reference	BK 2426 PG 503
Instrument Date	Jun 28, 2021
Instrument	1980982
Transaction Type	Transfer
Record Updated	Jul 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$361.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	698 E GROVE RD, DECATUR, IL 62521-5706

Mortgage

Document Number	19809834832787
Date	Jul 1, 2021
Instrument	19809834832787

Lender

Name	PRAIRIE STATE BANK & TRUST

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Macon County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macon County
County Subdivision	Decatur Township
Municipality	Decatur City
Unified School District	Meridian Community Unit School District 15 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,955.00	$101,085 Land $8,084 Building $93,001	$303,285 Land $24,254 Building $279,031

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECATUR serves 76,122 people · EPA ID IL1150150
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Shawnee Communications.

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