668 Bluff Dr, Winchester, TN 37398 Property Records

Franklin County property record for 668 Bluff Dr, Winchester, TN 37398

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,224 sqft · built 1994
Lot Size	0.534 acres (23,300 sqft)
Owner	Individual Name on Record
Last Sale	$1,225,000 (Jul 2025)
Tax Bill	$4,143 (2025)
Deeds & Mortgages	Jul 2025 Sale & Mortgage Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`026053H A 00900`

Property Details

APN / Parcel Number

Primary APN	`026053H A 00900`
Alternative APN	`053H A 00900`

Interior

Full Baths	4 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	3,224 sqft Living Area
1st Floor Area	1,118 sqft
Upper Floors Area	1,646 sqft
Basement Area	1,118 sqft
Finished Basement	1,118 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2010
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	23,300 sqft (0.534 acres)
Lot Dimensions	233 ft deep x 100 ft wide
Terrain	Rolling
Garage Type	Finished
Garage Area	528 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Open Porch
Porch Area	16 sqft
Deck Area	312 sqft
Patio Area	580 sqft
Boat Access	Boat Access
Boat House	264 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	668 BLUFF DR
City	WINCHESTER
State	TN
Zip	37398-3877
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 02, COUNTY AREA: L07
Legal Subdivision	HOPKINS POINT PH I
Legal Lot Number	41
Jurisdiction	FRANKLIN TN
Township / Civil Division	3
Census Block Group	3
Census Block	3001
Census Tract	960300

Owner

Source: Franklin County records, as of January 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	2 Co-owners on Record
Mailing Address	5947 OLD BERKLEY RD, AUBURNDALE, FL 33823-8302
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2025	Warranty Deed, Transfer · Conventional Mortgage ASCEND FCU
Jul 13, 2023	Warranty Deed, Transfer · Conventional Mortgage COGENT BANK

Assessor's Deed Record

Deed Names	4 Names on Deed
Last Sale	Jul 29, 2025 · Amount on Record
Deed Sale	Jul 29, 2025 · Amount on Record
Prior Sale	Jul 13, 2023 · Amount on Record
Deed Document Number	25005020
Deed Book / Page	D497 / 245
Record Updated	Jun 8, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN TN
Recording Date	Jul 29, 2025
Property Address	668 BLUFF DR, WINCHESTER, TN 37398-3877
Document Number	0025005020
Book / Page	D497 / 245
Map Reference	ENV 191-A&B
Instrument Date	Jul 25, 2025
Instrument	25005020
Transaction Type	Transfer
Record Updated	Jan 30, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,532.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5947 OLD BERKLEY RD, AUBURNDALE, FL 33823-8302

Mortgage

Document Number	0025005021
Date	Jul 29, 2025
Instrument	25005021

Lender

Name	ASCEND FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

Interest

Rate	5.5%
Type Change Date	Aug 1, 2030
Change Frequency	5 Years
Min Rate At Change	3.5%
Max Rate At Change	7.5%
Index	5-Year CMT
Max Rate	10.5%

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN TN
Recording Date	Jul 13, 2023
Property Address	668 BLUFF DR, WINCHESTER, TN 37398-3877
Document Number	0023004295
Book / Page	D477 / 562
Map Reference	ENV 191-A&B
Instrument Date	Jul 12, 2023
Instrument	23004295
Transaction Type	Transfer
Record Updated	Jul 28, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,143.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1308 ANDREWS CT, FRANKLIN, TN 37069-1405

Mortgage

Document Number	0023004296
Date	Jul 13, 2023
Instrument	23004296

Lender

Name	COGENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7%
Type Change Date	Aug 1, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	12%
Index	Other
Margin	3
Max Rate	12%

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,143.00 (+11.64%)	$207,650 (-) Land $106,250 Building $101,400
2023		$207,650 (+4.94%) Land $106,250 Building $101,400
2022	$3,711.00	$197,875 Land $106,250 Building $91,625	$830,600 (+4.94%) Land $425,000 Building $405,600
2021			$791,500 Land $425,000 Building $366,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: Spectrum.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Bluff Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures