7390 Bain Dr, Milton, FL 32583 Property Records

Santa Rosa County property record for 7390 Bain Dr, Milton, FL 32583

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,329 sqft · built 1999
Lot Size	0.55 acres (23,958 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Jun 2015)
Tax Bill	$1,060 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`25-1N-28-0000-00323-0000`

Property Details

APN / Parcel Number

Primary APN	`25-1N-28-0000-00323-0000`
Alternative APN	`N281250000003230000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,329 sqft Living Area
Gross Area	3,176 sqft
1st Floor Area	1,329 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2009
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	23,958 sqft (0.55 acres)
Lot Dimensions	240 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces
RV Parking	RV Parking

Exterior Amenities

Porch	Florida Room
Porch Area	1,065 sqft
Deck Area	140 sqft
Patio Area	90 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7390 BAIN DR
City	MILTON
State	FL
Zip	32583-2966
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1M
Legal Description	DESCRIPTION UPDATE FOR 2020 COM AT NW CORNER OF SW4 OF SECTION 25 TOWNSHIP 1 NORTH RANGE 28 WEST THN S0*58'W ON W SEC LN 490 FT THN E 480.44 FT TO POB & CONT 100 FT THN N 240 FT THN W 100 FT THN S 240 FT TO POB BEING LOT 11 OF UNREC SUB AS DES IN O
Legal Range	28W
Legal Township	1N
Legal Section	25
Legal Subdivision	CITY/MILOTN
Legal Lot Number	11
Jurisdiction	SANTA ROSA FL
Township / Civil Division	BAGDAD
Census Block Group	1
Census Block	1001
Census Tract	10710

Owner

Source: Santa Rosa County records, as of October 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7390 BAIN DR, MILTON, FL 32583-2966
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jul 9, 2020	Quit Claim Deed, Transfer QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2015 · Amount on Record
Deed Sale	Jun 22, 2015 · Amount on Record
Prior Sale	Mar 25, 2004 · Amount on Record
Deed Document Number	201522363
Deed Book / Page	3438 / 968
Last Transfer Date	Apr 14, 2020
Transfer Doc	0039741068
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Recording Date	Sep 23, 2026
Property Address	7390 BAIN DR, MILTON, FL 32583-2966
Document Number	0000047815
Book / Page	4791 / 283
Instrument Date	Sep 18, 2026
Instrument	202647815
Transaction Type	Mortgage
Record Updated	Oct 7, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7390 BAIN DR, MILTON, FL 32583-2966

Mortgage

Document Number	0000047815,
Date	Sep 23, 2026
Book Page	4791/283
Instrument	202647815

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	7390 BAIN DR, MILTON, FL 32583-2966
Transaction Type	Mortgage
Record Updated	Apr 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0040710042
Date	Feb 12, 2021
Book Page	4071/42
Instrument	202109398

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jul 9, 2020
Property Address	7390 BAIN DR, MILTON, FL 32583-2966
Document Number	0039741068
Book / Page	003974 / 001068
Instrument Date	Apr 14, 2020
Instrument	33975
Transaction Type	Transfer
Record Updated	Aug 10, 2020
Title Company	AMROCK INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7390 BAIN DR MILTON FL 325832966, MILTON, FL 32583-2966

Mortgage

Document Number	39741073
Date	Jul 9, 2020
Book Page	003974/001073
Instrument	33976

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 8, 2050

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,060.00 (+8.05%) Homeowner's exemption	$113,142 (+2.9%)	$281,707 (+1.99%) Land $77,500 Building $204,207
2024	$981.00 (+2.51%) Homeowner's exemption	$109,953 (+3%)	$276,199 (+1.95%) Land $75,000 Building $201,199
2023	$957.00 (+2.9%) Homeowner's exemption	$106,750 (+3%)	$270,928 (+2.06%) Land $75,000 Building $195,928
2022	$930.00 Homeowner's exemption	$103,641	$265,466 Land $75,000 Building $190,466

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 469 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	469 in force
Nearby Flood Claims	153 (2004–2022)
Claims Outside the SFHA	14 of 153
Most Recent Claim	Feb 2022 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 117 claims Hurricane Frances, Sep 2004 · 32 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 53% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAGDAD-GARCON POINT WATER SYSTEM public/private · serves 10,896 people · EPA ID FL1570042
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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