7362 Bain Dr, Milton, FL 32583 Property Records

Santa Rosa County property record for 7362 Bain Dr, Milton, FL 32583

Property Summary

Property TypeVacant Land
Details3 bd · 2 ba · 2,482 sqft · built 1979
Lot Size0.44 acres (19,166 sqft)
Owner2 Individual Names on File
Last Sale$28,800 (Nov 2015)
Tax Bill$696 (2024)
Deeds & MortgagesJan 2022 Sale & Mortgage
Feb 2021 Mortgage
+ 2 more
Flood ZoneZone AE (high risk)
APN26-1N-28-0000-01211-0000

Property Details

APN / Parcel Number

Primary APN26-1N-28-0000-01211-0000
Alternative APNs
  • 26-1N-28-0000-01204-0000
  • N281260000012040000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,482 sqft Living Area
Gross Area4,180 sqft
1st Floor Area2,482 sqft
AtticAttic
Attic Area276 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1989
Exterior MaterialWood
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area19,166 sqft (0.44 acres)
Lot Dimensions240 ft deep x 80 ft wide
Garage Area1,032 sqft

Exterior Amenities

PorchSlab
Porch Area368 sqft
Deck Area248 sqft
Patio Area414 sqft
Shed1 Shed
Shed Area1 sqft
Gazebo1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address7362 BAIN DR
CityMILTON
StateFL
Zip32583-2966
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Local Zoning CodeR1M
Legal Description*ENH LIFE EST RESVD IN:* COM AT NE CORN OF SE4 26-1N-28W THN S00*5800W ON E QTR LN 490 FT THN W 19.56 FT TO POB & CONT 80 FT THN N 240 FT TO CANAL THN E ON CANAL 80 FT THN S 240 FT TO POB AS DES IN OR 3475 PG 1711 & AS DES IN OR 4427 PG 1556
Legal Range28W
Legal Township1N
Legal Section26
JurisdictionSANTA ROSA FL
Township / Civil DivisionBAGDAD
Census Block Group1
Census Block1001
Census Tract10710

Owner

7362 Bain Dr, vacant land, is owned by two individuals who bought it in November 2015.

Source: Santa Rosa County records, as of March 6, 2026

Owner of Record2 Individual Names on File
Mailing Address3960 GORDON WELLS DR, MILTON, FL 32583-2981
Owner TypeIndividual
VestingLife Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 19, 2022Warranty Deed, Transfer · Conventional Mortgage
MEMBERS FIRST CREDIT UNION OF FLORI
Feb 25, 2021Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Feb 14, 2020Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Dec 26, 2018Warranty Deed, Transfer · FHA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 13, 2015 · Amount on File
Deed SaleNov 13, 2015 · Amount on File
Prior SaleJan 13, 2006 · Amount on File
Deed Document Number201542677
Deed Book / Page3475 / 1711
Prior Transfer DateAug 13, 1998
Prior Transfer Doc1708001765
Record UpdatedSep 20, 2026

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateJan 19, 2022
Property Address7362 BAIN DR, MILTON, FL 32583-2966
Document Number0042341951
Book / Page4234 / 1951
Instrument DateJan 13, 2022
Instrument202203330
Transaction TypeTransfer
Record UpdatedFeb 23, 2022
Title CompanyRELIABLE LAND TITLE CORPORATION, RELIABLE LAND TITLE CORP

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,345.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5752 LORING DR, 5752, MILTON, FL 32583-1614

Transferred To (Grantee/Buyer)

NameVerified Name
Address7362 BAIN DR, MILTON, FL 32583-2966

Mortgage

Document Number0042341953
DateJan 19, 2022
Instrument4234/1953
Lender
NameMEMBERS FIRST CREDIT UNION OF FLORI
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2052
Interest
Rate TypeAdjustable Rate
Rate2.5%
Type Change DateFeb 1, 2027
Change Frequency5 Years
Min Rate At Change2.5%
Max Rate At Change4.5%
Index5-Year CMT
Max Rate8.5%

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address7362 BAIN DR, MILTON, FL 32583-2966
Transaction TypeMortgage
Record UpdatedApr 13, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address7362 BAIN DR, MILTON, FL 32583-2966

Mortgage

Document Number0040771112
DateFeb 25, 2021
Book Page4077/1112
Instrument202112408
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2051

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address7362 BAIN DR, MILTON, FL 32583-2966
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0039181484
DateFeb 14, 2020
Book Page3918/1484
Instrument202007169
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term350 Months
DueApr 1, 2049

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateDec 26, 2018
Property Address7362 BAIN DR, MILTON, FL 32583-2966
Document Number0037920960
Book / Page3792 / 0960
Instrument DateDec 21, 2018
Instrument201854219
Transaction TypeTransfer
Record UpdatedDec 14, 2021
Title CompanyATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,351.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address507 S PINE ST, 507, HARTFORD, 00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address7362 BRAIN DR, MILTON, FL 32583-2966

Mortgage

Document Number0201854220
DateDec 26, 2018
Instrument201854220
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2049

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$62,000 (-61.59%) Land $62,000$62,000 (-75.14%) Land $62,000
2024$696.00 (-54.66%) Homeowner's exemption$161,406 (+3%)$249,352 (+0.38%) Land $90,000 Building $159,352
2023$1,535.00 (-49.98%)$156,705 (-36.98%)$248,409 (-0.1%) Land $90,000 Building $158,409
2022$3,069.00$248,657$248,657 Land $90,000 Building $158,657

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7362 Bain Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation11.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 469 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies469 in force
Nearby Flood Claims153 (2004–2022)
Claims Outside the SFHA14 of 153
Most Recent ClaimFeb 2022 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 117 claims
  • Hurricane Frances, Sep 2004 · 32 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7362 Bain Dr is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 69% of the US · above 50% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBAGDAD-GARCON POINT WATER SYSTEM
public/private · serves 10,896 people · EPA ID FL1570042
Water SourceGroundwater
Last State InspectionNov 2025
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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