7374 Bain Dr, Milton, FL 32583 Property Records

Santa Rosa County property record for 7374 Bain Dr, Milton, FL 32583

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,540 sqft · built 1978
Lot Size	0.55 acres (24,000 sqft)
Owner	2 Owner Names on Record
Last Sale	$110,000 (May 2014)
Tax Bill	$1,053 (2024)
Deeds & Mortgages	Oct 2025 Mortgage Mar 2023 Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`25-1N-28-0000-00316-0000`

Property Details

APN / Parcel Number

Primary APN	`25-1N-28-0000-00316-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,540 sqft Heated Area
Gross Area	1,900 sqft
1st Floor Area	1,540 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Material	Asphalt
Lot Area	24,000 sqft (0.55 acres)
Lot Dimensions	2,400 ft deep x 1,000 ft wide
Garage Area	1 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	360 sqft
Patio Area	225 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	251N280000003160000
Street Address	7374 BAIN DR
City	MILTON
State	FL
Zip	32583-2966
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1M
Legal Description	LOT 7 OF UNREC SUB DES AS: COM NW CORN OF SW4 THN S0*58'W 490 FT THN E 80.44 FT TO POB & CONT E 100 FT THN N 240 FT TO A
Legal Range	28W
Legal Township	01N
Legal Section	25
Legal Subdivision	J W BAIN
Legal Lot Number	7
Jurisdiction	SANTA ROSA FL
Township / Civil Division	BAGDAD
Census Block Group	1
Census Block	1001
Census Tract	10710

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	7374 BAIN DR, MILTON, FL 32583-2966
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 29, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage GOODLEAP LLC
Nov 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage HARVESTERS FCU
Sep 5, 2019	Deed of Trust, Mortgage · Line of Credit NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2014 · Amount on Record
Deed Sale	May 7, 2014 · Amount on Record
Prior Sale	Feb 11, 2011 · Amount on Record
Deed Document Number	201415285
Deed Book / Page	3341 / 1162
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	7374 BAIN DR, MILTON, FL 32583-2966
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7374 BAIN DR, MILTON, FL 32583-2966

Mortgage

Document Number	0046701765
Date	Oct 20, 2025
Book Page	4670/1765
Instrument	202549359

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2045

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	7374 BAIN DR, MILTON, FL 32583-2966
Transaction Type	Mortgage
Record Updated	May 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7374 BAIN DR, MILTON, FL 32583-2966

Mortgage

Document Number	0043791219
Date	Mar 29, 2023
Book Page	4379/1219
Instrument	202313060

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	7374 BAIN DR, MILTON, FL 32583-2966
Transaction Type	Mortgage
Record Updated	Aug 2, 2022
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7374 BAIN DR, MILTON, FL 32583-2966

Mortgage

Document Number	0041760948
Date	Sep 10, 2021
Book Page	4176/948
Instrument	202160821

Lender

Name	GOODLEAP LLC
Type	Non-Lending Institution
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	7374 BAIN DR, MILTON, FL 32583-2966
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0038940804
Date	Nov 27, 2019
Book Page	3894/0804
Instrument	201953742

Lender

Name	HARVESTERS FCU
Type	Credit Union
Address	CANTONMENT, FL 32533

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	7374 BAIN DR, MILTON, FL 32583-2966
Document Number	0038730105
Instrument Date	Sep 5, 2019
Transaction Type	Mortgage
Record Updated	Dec 5, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7374 BAIN DR MILTON FL 325832966, MILTON, FL 32583-2966

Mortgage

Document Number	0038730105
Date	Sep 24, 2019
Book Page	003873/000105
Instrument	42641

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Sep 23, 2059

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$1,053.00 (+2.53%) Homeowner's exemption	$121,057 (+3%)	$222,187 (+0.87%) Land $75,000 Building $147,187
2023	$1,027.00 (+3.01%) Homeowner's exemption	$117,531 (+3%)	$220,269 (+3.6%) Land $75,000 Building $145,269
2022	$997.00 Homeowner's exemption	$114,108	$212,610 Land $75,000 Building $137,610

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 469 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	469 in force
Nearby Flood Claims	153 (2004–2022)
Claims Outside the SFHA	14 of 153
Most Recent Claim	Feb 2022 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 117 claims Hurricane Frances, Sep 2004 · 32 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 53% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAGDAD-GARCON POINT WATER SYSTEM public/private · serves 10,896 people · EPA ID FL1570042
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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