7378 Bain Dr, Milton, FL 32583 Property Records

Santa Rosa County property record for 7378 Bain Dr, Milton, FL 32583

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,191 sqft · built 1977
Lot Size	0.55 acres (23,958 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Aug 2023)
Tax Bill	$867 (2024)
Deeds & Mortgages	Jul 2023 Sale Aug 2023 Sale + 2 more
Flood Zone	Zone AE (high risk)
APN	`25-1N-28-0000-00318-0000`

Property Details

APN / Parcel Number

Primary APN	`25-1N-28-0000-00318-0000`
Alternative APN	`N281250000003180000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,191 sqft Living Area
1st Floor Area	2,191 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1982
Exterior Material	Metal
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	23,958 sqft (0.55 acres)
Lot Dimensions	240 ft deep x 100 ft wide
View / Lot	Canal
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	121 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7378 BAIN DR
City	MILTON
State	FL
Zip	32583-2966
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1M
Legal Description	DESC UPDATE FOR 2023 LOT 8 OF AN UNREC SUB BEING MORE PARTICULARLY DES AS 25-1N-28W: COM AT NW CORNER OF SW4 OF 25-1N-28W THN S00*5800W ON W LN 490 FT TO NLY R/W OF A PAVED CO RD THN E ALNG R/W 180.44 FT TO SW CORNER OF SAID LOT 8 FOR THE POB THN C
Legal Range	28W
Legal Township	1N
Legal Section	25
Legal Subdivision	JW BAIN
Legal Lot Number	8
Jurisdiction	SANTA ROSA FL
Township / Civil Division	BAGDAD
Census Block Group	1
Census Block	1001
Census Tract	10710

Owner

Source: Santa Rosa County records, as of December 9, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	7378 BAIN DR, MILTON, FL 32583-2966
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2023	Warranty Deed, Transfer
Aug 8, 2023	Warranty Deed, Transfer
Dec 19, 2019	Intrafamily Transfer, Transfer · VA Mortgage WINTRUST MORTGAGE
Feb 21, 2019	Warranty Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 2023 · Amount on Record
Deed Sale	Aug 8, 2023 · Amount on Record
Prior Sale	Jul 10, 2023 · Amount on Record
Deed Document Number	202335906
Deed Book / Page	4422 / 2087
Prior Transfer Date	Nov 22, 2019
Prior Transfer Doc	0039011316
Record Updated	Sep 20, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jul 10, 2023
Property Address	7378 BAIN DR, MILTON, FL 32583-2966
Document Number	0044130899
Book / Page	4413 / 899
Instrument Date	Jun 30, 2023
Instrument	202330690
Transaction Type	Transfer
Record Updated	Aug 7, 2023

Transaction

Amount	Amount Recorded
Tax	$1,467.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7378 BAIN DR, MILTON, FL 32583-2966

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	751 DAUPHIN ST, MOBILE, AL 36602-1514
Investor	Possibly a Property Investor

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Aug 8, 2023
Property Address	7378 BAIN DR, MILTON, FL 32583-2966
Document Number	0044222087
Book / Page	4422 / 2087
Instrument Date	Jun 30, 2023
Instrument	202335906
Transaction Type	Transfer
Record Updated	Sep 12, 2023

Transaction

Amount	Amount Recorded
Tax	$1,540.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	751 DAUPHIN ST, MOBILE, AL 36602-1514

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7378 BAIN DR, MILTON, FL 32583-2966

December 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA ROSA FL
Recording Date	Dec 19, 2019
Property Address	7378 BAIN DR, MILTON, FL 32583-2966
Document Number	0039011316
Book / Page	3901 / 1316
Instrument Date	Nov 22, 2019
Instrument	201957241
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	ELEVATED TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7378 BAIN DR, MILTON, FL 32583-2966

Mortgage

Document Number	0039011319
Date	Dec 19, 2019
Instrument	3901/1319

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Feb 21, 2019
Property Address	7378 BAIN DR, MILTON, FL 32583-2966
Document Number	0038051065
Book / Page	3805 / 1065
Instrument Date	Feb 20, 2019
Instrument	201906732
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,239.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	278 DEBIEE RD, 278, KINSTON, AL 36453

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7378 BAIN DR, MILTON, FL 32583-2966

Mortgage

Document Number	0201906733
Date	Feb 21, 2019
Instrument	201906733

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$77,500 (+3.33%) Land $77,500	$77,500 (+3.33%) Land $77,500
2024	$867.00 (+22.63%)	$75,000 (-) Land $75,000	$75,000 (-) Land $75,000
2023	$707.00 (+2.46%)	$75,000 (-) Land $75,000	$75,000 (-) Land $75,000
2022	$690.00	$75,000	$75,000 Land $75,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 469 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	469 in force
Nearby Flood Claims	153 (2004–2022)
Claims Outside the SFHA	14 of 153
Most Recent Claim	Feb 2022 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 117 claims Hurricane Frances, Sep 2004 · 32 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 53% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAGDAD-GARCON POINT WATER SYSTEM public/private · serves 10,896 people · EPA ID FL1570042
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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