739 James Cir NE, Palm Bay, FL 32905 Property Records

Brevard County property record for 739 James Cir NE, Palm Bay, FL 32905

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,304 sqft · built 1970
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$105,000 (May 2023)
Tax Bill	$2,982 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-37-25-FO-55-11`

Property Details

APN / Parcel Number

Primary APN	`28-37-25-FO-55-11`
Alternative APNs	`28-37-25-FO-00055.0-0011.00` `2833235`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,304 sqft Living Area
Gross Area	1,638 sqft
1st Floor Area	1,304 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1998
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	127 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	286 sqft
Porch	Finished/Open Porch
Porch Area	24 sqft
Deck Area	495 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2833235
Street Address	739 JAMES CIR NE
City	PALM BAY
State	FL
Zip	32905-5611
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS2
Legal Description	PORT MALABAR UNIT 4 LOT 11 & NELY 15 FT OF LOT 10 ALSO KNOWN AS PAR I BLK 55
Legal Range	37E
Legal Township	28S
Legal Section	25
Legal Subdivision	PORT MALABAR UNIT 4
Legal Block	55
Legal Lot Number	11
Legal Unit	4
Jurisdiction	BREVARD FL
Township / Civil Division	PALM BAY
Census Block Group	4
Census Block	4026
Census Tract	65201

Owner

739 James Cir NE is owned and occupied by two individuals who bought it in May 2023.

Source: Brevard County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	739 JAMES CIR NE, PALM BAY, FL 32905-5611
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2023 · Amount on File
Deed Sale	May 25, 2023 · Amount on File
Prior Sale	Mar 14, 2016 · Amount on File
Deed Document Number	2023108256
Deed Book / Page	9797 / 2209
Record Updated	Sep 20, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	May 25, 2023
Property Address	739 JAMES CIR NE, PALM BAY, FL 32905-5611
Document Number	0097972209
Book / Page	9797 / 2209
Map Reference	MB 14 PG 18
Instrument Date	May 23, 2023
Instrument	2023108256
Transaction Type	Transfer
Record Updated	Jun 8, 2023
Title Company	TITLE GUARANTY AGENCY INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$735.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	761 CAMPINA AVE SE, PALM BAY, FL 32909-4514

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	739 JAMES CIR NE, PALM BAY, FL 32905-5611

Mortgage

Document Number	0097972211
Date	May 25, 2023
Instrument	9797/2211

Lender

Name	COMMUNITY CU OF FLORIDA
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 739 James Cir NE was $2,982 with a homeowner's exemption.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Palm Bay City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$199,530 (-1.62%)	$199,530 (-1.62%)
2025	$2,982.00 Homeowner's exemption	$202,820 Land $70,000 Building $132,820	$202,820 Land $70,000 Building $132,820
2023	$3,155.00 (+11.52%)	$208,620 (+11.35%) Land $35,000 Building $173,620	$208,620 (+11.35%) Land $35,000 Building $173,620
2022	$2,829.00	$187,350 Land $35,000 Building $152,350	$187,350 Land $35,000 Building $152,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 739 James Cir NE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 739 James Cir NE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20