717 James Cir NE, Palm Bay, FL 32905 Property Records

Brevard County property record for 717 James Cir NE, Palm Bay, FL 32905

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,602 sqft · built 1968
Lot Size0.26 acres (11,326 sqft)
OwnerTrust Name on File
Last Sale$153,000 (Aug 2016)
Tax Bill$4,930 (2025)
Deeds & MortgagesNov 2021 Mortgage
Feb 2024 Transfer
+ 3 more
Flood ZoneZone X (minimal risk)
APN28-37-25-FO-55-6

Property Details

APN / Parcel Number

Primary APN28-37-25-FO-55-6
Alternative APNs
  • 28-37-25-FO-00055.0-0006.00
  • 2833231

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,602 sqft Living Area
Gross Area1,991 sqft
1st Floor Area1,602 sqft

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 2000
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area11,326 sqft (0.26 acres)
Lot Dimensions125 ft deep x 90 ft wide
Garage TypeCarport
Garage Area260 sqft
CarportCarport
Carport Area260 sqft
Deck Area1,332 sqft
Patio Area196 sqft
Utility Building129 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2833231
Street Address717 JAMES CIR NE
CityPALM BAY
StateFL
Zip32905-5611
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS2
Legal DescriptionPORT MALABAR UNIT 4 LOT 6 & SWLY 15 FT OF LOT 7 ALSO KNOWN AS PAR E BLK 55
Legal Range37E
Legal Township28S
Legal Section25
Legal SubdivisionPORT MALABAR UNIT 4
Legal Block55
Legal Lot Number6
Legal Unit4
JurisdictionBREVARD FL
Township / Civil DivisionPALM BAY
Census Block Group4
Census Block4026
Census Tract65201

Owner

717 James Cir NE is owner-occupied and held in a trust since December 2023.

Source: Brevard County records, as of August 18, 2026

Owner of RecordTrust Name on File
Mailing Address717 JAMES CIR NE, PALM BAY, FL 32905-5611
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 9, 2021Deed of Trust, Mortgage · Conventional Mortgage
RP FUNDING INC
Feb 1, 2024Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Nov 6, 2019Deed of Trust, Mortgage · Conventional Mortgage
RP FUNDING INC
Jul 5, 2019Deed of Trust, Mortgage · FHA Mortgage
RP FUNDING INC
Aug 24, 2017Deed of Trust, Mortgage
RP FNDG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 1, 2016 · Amount on File
Deed SaleAug 1, 2016 · Amount on File
Prior SaleOct 6, 2014 · Amount on File
Deed Document Number2016149154
Deed Book / Page7675 / 2390
Last Transfer DateDec 13, 2023
Transfer Doc0099822994
Record UpdatedSep 20, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address717 JAMES CIR NE, PALM BAY, FL 32905-5611
Transaction TypeMortgage
Record UpdatedFeb 19, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address717 JAMES CIR NE, PALM BAY, FL 32905-5611

Mortgage

Document Number0093200735
DateNov 9, 2021
Book Page9320/735
Instrument2021293708
Lender
NameRP FUNDING INC
TypeMortgage Company
AddressLAKE MARY, FL 32746
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2051

February 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBREVARD FL
Recording DateFeb 1, 2024
Property Address717 JAMES CIR NE, PALM BAY, FL 32905-5611
Document Number0099822994
Book / Page9982 / 2994
Map ReferenceMB 14 PG 18-23
Instrument DateDec 13, 2023
Instrument2024021193
Transaction TypeTransfer
Record UpdatedFeb 19, 2024
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address836 EXECUTIVE LN STE 120, 120, ROCKLEDGE, FL 32955-3597

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address717 JAMES CIR NE, PALM BAY, FL 32905-5611

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address717 JAMES CIR NE, PALM BAY, FL 32905-5611
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0085830639
DateNov 6, 2019
Book Page8583/0639
Instrument2019243369
Lender
NameRP FUNDING INC
TypeMortgage Company
AddressLAKE MARY, FL 32746
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2049

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address717 JAMES CIR NE, PALM BAY, FL 32905-5611
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0084811509
DateJul 5, 2019
Book Page8481/1509
Instrument2019146773
Lender
NameRP FUNDING INC
TypeMortgage Company
AddressLAKE MARY, FL 32746
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2049

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address717 JAMES CIR NE, PALM BAY, FL 32905-5611
Document Number0079742465
Book / Page007974 / 002465
Instrument DateAug 24, 2017
Transaction TypeMortgage
Record UpdatedSep 13, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address717 JAMES CIR NE PALM BAY FL 329055611, PALM BAY, FL 32905-5611

Mortgage

Document Number0079742465
DateAug 31, 2017
Book Page007974/002465
Instrument183849
Lender
NameRP FNDG
TypeFunding / Finance Company
AddressMAITLAND, FL 32751
Agreement
AmountAmount on Record
Term360 Months
DueAug 30, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 717 James Cir NE was $4,930, down 5.6% from the year before.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
MunicipalityPalm Bay City
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$265,190 (-1.37%)$265,190 (-1.37%)
2025$4,930.00 (-5.61%)$268,880$268,880
2024$5,223.00 (+144.41%)
2023$2,137.00 (+4.5%) Homeowner's exemption$153,360 (+3%)$274,140 (+10.4%) Land $35,000 Building $239,140
2022$2,045.00 Homeowner's exemption$148,900$248,310 Land $35,000 Building $213,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 717 James Cir NE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 18 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 717 James Cir NE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PALM BAY
serves 140,750 people · EPA ID FL3050442
Water SourceGroundwater
Last State InspectionAug 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

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