Brevard County property record for 721 James Cir NE, Palm Bay, FL 32905
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,962 sqft · built 1968 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $549 (2025) |
| Deeds & Mortgages | Jun 2021 Line of Credit May 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-37-25-FO-55-7 |
| Primary APN | 28-37-25-FO-55-7 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,962 sqft Living Area |
| Gross Area | 2,504 sqft |
| 1st Floor Area | 1,962 sqft |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Built-Up Asphalt |
| Lot Area | 11,326 sqft (0.26 acres) |
| Lot Dimensions | 125 ft deep x 90 ft wide |
| Garage Type | Carport |
| Garage Area | 252 sqft |
| Carport | Carport |
| Carport Area | 252 sqft |
| Porch | Florida Room |
|---|---|
| Porch Area | 242 sqft |
| Patio Area | 80 sqft |
| Utility Building | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2833232 |
|---|---|
| Street Address | 721 JAMES CIR NE |
| City | PALM BAY |
| State | FL |
| Zip | 32905-5611 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS2 |
| Legal Description | PORT MALABAR UNIT 4 LOT 7 EX SWLY 15 FT & SWLY 30 FT OF LOT 8 BLK 55 ALSO KNOWN AS PAR F |
| Legal Range | 37E |
| Legal Township | 28S |
| Legal Section | 25 |
| Legal Subdivision | PORT MALABAR UNIT 4 |
| Legal Block | 55 |
| Legal Lot Number | 7 |
| Legal Unit | 4 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | PALM BAY |
| Census Block Group | 4 |
| Census Block | 4026 |
| Census Tract | 65201 |
721 James Cir NE is owned and occupied by an individual who acquired it in December 1993.
Source: Brevard County records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 721 JAMES CIR NE, PALM BAY, FL 32905-5611 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 9, 2021 | Deed of Trust, Mortgage · Line of Credit SPACE COAST CU |
| May 23, 2018 | Loan Modification, Mortgage · Conventional Mortgage SPACE COAST CU |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Dec 30, 1993 |
| Transfer Doc | 3360002374 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 721 JAMES CIR NE, PALM BAY, FL 32905-5611 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2021 |
| Name | Verified Name |
|---|---|
| Address | 721 JARNES CIR, PALM BAY, FL 32905 |
| Document Number | 0091500509 |
|---|---|
| Date | Jun 9, 2021 |
| Book Page | 9150/509 |
| Instrument | 2021149480 |
| Name | SPACE COAST CU |
|---|---|
| Type | Credit Union |
| Address | MELBOURNE, FL 32940 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 168 Months |
| Due | Jun 25, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 721 JAMES CIR NE, PALM BAY, FL 32905-5611 |
| Document Number | 0081800862 |
| Instrument Date | May 23, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2018 |
| Name | Verified Name |
|---|---|
| Address | 721 JAMES CIR NE PALM BAY FL 329055611, PALM BAY, FL 32905-5611 |
| Document Number | 0081800862 |
|---|---|
| Date | Jun 4, 2018 |
| Book Page | 008180/000862 |
| Instrument | 124851 |
| Name | SPACE COAST CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jun 3, 2028 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.62% |
The 2025 property tax bill for 721 James Cir NE was $549 with a homeowner's exemption.
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Municipality | Palm Bay City |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $55,500 (+2.68%) | $221,740 (+3%) | |
| 2025 | $549.00 Homeowner's exemption | $54,050 | $215,290 Land $70,000 Building $145,290 |
| 2023 | $535.00 (+3.08%) Homeowner's exemption | $51,000 (+2.99%) | $224,420 (+15.52%) Land $35,000 Building $189,420 |
| 2022 | $519.00 Homeowner's exemption | $49,520 | $194,270 Land $35,000 Building $159,270 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 721 James Cir NE in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 18 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 721 James Cir NE is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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