Brevard County property record for 745 James Cir NE, Palm Bay, FL 32905
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,690 sqft · built 1969 |
| Lot Size | 0.41 acres (17,860 sqft) |
| Owner | Individual Name on File |
| Last Sale | $300,000 (Jul 2025) |
| Tax Bill | $4,734 (2025) |
| Deeds & Mortgages | Jul 2023 Transfer Aug 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-37-25-FO-55-12 |
| Primary APN | 28-37-25-FO-55-12 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,690 sqft Living Area |
| Gross Area | 2,226 sqft |
| 1st Floor Area | 832 sqft |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 17,860 sqft (0.41 acres) |
| Lot Dimensions | 125 ft deep x 142 ft wide |
| Garage Type | Attached |
| Garage Area | 360 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 176 sqft |
| Patio Area | 428 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2833236 |
|---|---|
| Street Address | 745 JAMES CIR NE |
| City | PALM BAY |
| State | FL |
| Zip | 32905-5611 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS2 |
| Legal Description | PORT MALABAR UNIT 4 LOT 12 & PT OF LOT 13 BLK 55 ALSO KNOWN AS PAR J |
| Legal Range | 37E |
| Legal Township | 28S |
| Legal Section | 25 |
| Legal Subdivision | PORT MALABAR UNIT 4 |
| Legal Block | 55 |
| Legal Lot Number | 12 |
| Legal Unit | 4 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | PALM BAY |
| Census Block Group | 4 |
| Census Block | 4026 |
| Census Tract | 65201 |
745 James Cir NE is owned and occupied by an individual who bought it in July 2025.
Source: Brevard County records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 745 JAMES CIR NE, PALM BAY, FL 32905-5611 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 19, 2023 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Aug 29, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC |
| Sep 22, 2020 | Deed of Trust, Mortgage · FHA Mortgage AMERIHOME MORTGAGE COMPANY LLC |
| Jun 28, 2019 | Warranty Deed, Transfer · FHA Mortgage FBC MORTGAGE LLC |
| Jun 29, 2017 | Warranty Deed, Transfer · FHA Mortgage FREEDOM MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 2, 2025 · Amount on File |
| Deed Sale | Jul 2, 2025 · Amount on File |
| Prior Sale | Jun 28, 2019 · Amount on File |
| Deed Document Number | 2025132745 |
| Deed Book / Page | 10374 / 1399 |
| Prior Transfer Date | Jul 12, 2023 |
| Prior Transfer Doc | 0098410127 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Jul 19, 2023 |
| Property Address | 745 JAMES CIR NE, PALM BAY, FL 32905-5611 |
| Document Number | 0098410127 |
| Book / Page | 9841 / 127 |
| Map Reference | MB 14 PG 18-23 |
| Instrument Date | Jul 12, 2023 |
| Instrument | 2023151225 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 745 JAMES CIR NE, PALM BAY, FL 32905-5611 |
| Name | Verified Name |
|---|---|
| Address | 745 JAMES CIR NE, PALM BAY, FL 32905-5611 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 745 JAMES CIR NE, PALM BAY, FL 32905-5611 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2022 |
| Title Company | FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 745 JAMES CIR NE, PALM BAY, FL 32905-5611 |
| Document Number | 0095990641 |
|---|---|
| Date | Aug 29, 2022 |
| Book Page | 9599/641 |
| Instrument | 2022213053 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Address | TUSTIN, CA 92780 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 745 JAMES CIR NE, PALM BAY, FL 32905-5611 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 745 JAMES CIR NE, PALM BAY, FL 32905-5611 |
| Document Number | 0088630619 |
|---|---|
| Date | Sep 22, 2020 |
| Book Page | 8863/619 |
| Instrument | 2020207201 |
| Name | AMERIHOME MORTGAGE COMPANY LLC |
|---|---|
| Type | Mortgage Company |
| Address | THOUSAND OAKS, CA 91362 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Jun 28, 2019 |
| Property Address | 745 JAMES CIR NE, PALM BAY, FL 32905-5611 |
| Document Number | 0084752397 |
| Book / Page | 8475 / 2397 |
| Map Reference | MB 14 PG 18-23 |
| Instrument Date | Jun 28, 2019 |
| Instrument | 2019141364 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2021 |
| Title Company | THE TITLE STATION INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,386.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 745 JAMES CIR NE, MELBOURNE, FL 32905-5611 |
| Document Number | 2019141365 |
|---|---|
| Date | Jun 28, 2019 |
| Instrument | 2019141365 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Jun 29, 2017 |
| Property Address | 745 JAMES CIR NE, PALM BAY, FL 32905-5611 |
| Document Number | 0079260942 |
| Book / Page | 007926 / 000942 |
| Instrument Date | Jun 26, 2017 |
| Instrument | 136944 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2017 |
| Title Company | PENINSULA TITLE SERVICES, PENINSULA TITLE SVCS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,113.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 745 JAMES CIR NE PALM BAY FL 329055611, PALM BAY, FL 32905-5611 |
| Document Number | 79260943 |
|---|---|
| Date | Jun 29, 2017 |
| Book Page | 007926/000943 |
| Instrument | 136945 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 28, 2047 |
The 2025 property tax bill for 745 James Cir NE was $4,734.
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Municipality | Palm Bay City |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $263,750 (+2.22%) | $263,750 (+2.22%) | |
| 2025 | $4,734.00 | $258,010 Land $70,000 Building $188,010 | $258,010 Land $70,000 Building $188,010 |
| 2023 | $2,445.00 (+4.18%) Homeowner's exemption | $170,020 (+3%) | $240,750 (+7.57%) Land $35,000 Building $205,750 |
| 2022 | $2,347.00 Homeowner's exemption | $165,070 | $223,810 Land $35,000 Building $188,810 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 745 James Cir NE in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 18 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 745 James Cir NE is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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