739 E Lorain St, Oberlin, OH 44074 Property Records

Lorain County property record for 739 E Lorain St, Oberlin, OH 44074

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,484 sqft · built 1960
Lot Size	0.17 acres (7,405 sqft)
Owner	Company Name on Record
Tax Bill	$3,093 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Jun 2022 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`09-00-088-103-020`

Property Details

APN / Parcel Number

Primary APN	`09-00-088-103-020`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,484 sqft Living Area
1st Floor Area	1,064 sqft
Basement Area	1,040 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Multi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	120 ft deep x 65 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	40 sqft
Patio Area	40 sqft
Canopy	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	739 E LORAIN ST
City	OBERLIN
State	OH
Zip	44074-9743
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILLOW FARMS 65 X 120
Legal Subdivision	WILLOW FARMS
Legal Block	103
Legal Lot Number	9
Jurisdiction	LORAIN OH
Township / Civil Division	OBERLIN
Census Block Group	3
Census Block	3005
Census Tract	60100

Owner

Source: Lorain County records, as of September 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	234 MARSEILLES AVE, ELYRIA, OH 44035-4042
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2023	Deed of Trust, Mortgage · Line of Credit DOMINION FINANCIAL SERVICES LLC
Jun 1, 2022	Warranty Deed, Transfer
Jun 1, 2022	Deed, Transfer
Mar 31, 2022	Transfer on Death Deed, Transfer
Mar 31, 2022	Certificate of Transfer, Transfer
Apr 20, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2017
Deed Sale	Apr 20, 2017
Deed Document Number	2017626519
Last Transfer Date	Mar 31, 2022
Transfer Doc	0000869137
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	739 E LORAIN ST, OBERLIN, OH 44074-9743
Transaction Type	Mortgage
Record Updated	Apr 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000912270
Date	Apr 12, 2023
Instrument	2023-0912270

Lender

Name	DOMINION FINANCIAL SERVICES LLC
Type	Funding / Finance Company
Address	BALTIMORE, MD 21202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2053

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Jun 1, 2022
Property Address	739 E LORAIN ST, OBERLIN, OH 44074-9743
Document Number	0000877542
Map Reference	VOL 22 PG 52
Instrument Date	May 27, 2022
Instrument	2022-0877542
Transaction Type	Transfer
Record Updated	Jun 9, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	234 MARSELLERS AVE, ELYRIA, OH 44035

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	LORAIN OH
Recording Date	Jun 1, 2022
Property Address	739 E LORAIN ST, OBERLIN, OH 44074-9743
Document Number	0000877543
Map Reference	VOL 22 PG 52
Instrument Date	May 27, 2022
Instrument	2022-0877543
Transaction Type	Transfer
Record Updated	Jun 9, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39157 CAMELOT WAY, AVON, OH 44011-3628

March 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LORAIN OH
Recording Date	Mar 31, 2022
Property Address	739 E LORAIN ST, OBERLIN, OH 44074-9743
Document Number	0000869137
Map Reference	VOL 2 PG 52
Instrument Date	Mar 31, 2022
Instrument	2022-0869137
Transaction Type	Transfer
Record Updated	Apr 8, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1410 W 9TH ST, LORAIN, OH 44052-1272

March 2022: Certificate of Transfer, Transfer

Document Type	Certificate of Transfer
Jurisdiction	LORAIN OH
Recording Date	Mar 31, 2022
Property Address	739 E LORAIN ST, OBERLIN, OH 44074-9743
Document Number	0000869136
Map Reference	VOL 22 PG 52
Instrument Date	Mar 10, 2022
Instrument	2022-0869136
Transaction Type	Transfer
Record Updated	Apr 8, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	739 E LORAIN ST, OBERLIN, OH 44074-9743

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LORAIN OH
Recording Date	Apr 20, 2017
Property Address	739 E LORAIN ST, OBERLIN, OH 44074-9743
Document Number	0000626519
Instrument Date	Apr 18, 2017
Instrument	626519
Transaction Type	Transfer
Record Updated	May 23, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	739 E LORAIN ST OBERLIN OH 440749743, OBERLIN, OH 44074-9743

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Oberlin City
Unified School District	Oberlin City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,093.00 (-1.78%)	$62,130 (%) Land $9,010 Building $53,120	$177,520 (-) Land $25,740 Building $151,780
2024	$3,149.00 (+43.46%)	$62,132 (+61.22%) Land $9,009 Building $53,123	$177,520 (+61.22%) Land $25,740 Building $151,780
2023	$2,195.00 (+5.07%)	$38,539 (%) Land $8,453 Building $30,086	$110,110 (-) Land $24,150 Building $85,960
2022	$2,089.00	$38,540 Land $8,450 Building $30,090
2021			$110,110 Land $24,150 Building $85,960

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OBERLIN WATER DEPARTMENT serves 8,600 people · EPA ID OH4700911
Water Source	Surface water
Last State Inspection	Mar 2026
Also Mapped Here	RURAL LORAIN CO. WATER A
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2024 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Breezeline Cable	1,000 / 50
Cable Co-op Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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