Lorain County property record for 645 E Lorain St, Oberlin, OH 44074
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,350 sqft · built 1975 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,820 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-00-088-102-009 |
| Primary APN | 09-00-088-102-009 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,350 sqft Living Area |
| 1st Floor Area | 1,050 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 130 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 320 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 645 E LORAIN ST |
|---|---|
| City | OBERLIN |
| State | OH |
| Zip | 44074-1301 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MURPHY SUB FRNT 0080.00 DPTH 0130.00 |
| Legal Subdivision | MURPHY SUB FRNT |
| Legal Block | 102 |
| Legal Lot Number | 20 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | OBERLIN |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 60100 |
Source: Lorain County records, as of March 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 645 E LORAIN ST, OBERLIN, OH 44074-1301 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Oberlin City |
| Unified School District | Oberlin City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,820.00 | $58,450 (+0.01%) Land $11,580 Building $46,870 | $166,990 (-) Land $33,090 Building $133,900 |
| 2024 | $1,820.00 (-18.75%) | $58,447 (+18.13%) Land $11,582 Building $46,865 | $166,990 (+18.13%) Land $33,090 Building $133,900 |
| 2023 | $2,240.00 (+1.68%) | $49,477 (-0.01%) Land $10,861 Building $38,616 | $141,360 (-) Land $31,030 Building $110,330 |
| 2022 | $2,203.00 | $49,480 Land $10,860 Building $38,620 | |
| 2021 | $141,360 Land $31,030 Building $110,330 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OBERLIN WATER DEPARTMENT serves 8,600 people · EPA ID OH4700911 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Also Mapped Here | RURAL LORAIN CO. WATER A |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | Turbidity resolved · Mar 2024 Total trihalomethanes resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Breezeline Cable | 1,000 / 50 |
| Cable Co-op Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Spectrum.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures