763 E Lorain St, Oberlin, OH 44074 Property Records

Lorain County property record for 763 E Lorain St, Oberlin, OH 44074 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,050 sqft · built 1971
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$155,000 (Nov 2022)
Tax Bill	$2,338 (2025)
Deeds & Mortgages	May 2026 Mortgage Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-00-088-103-024`

Property Details

APN / Parcel Number

Primary APN	`09-00-088-103-024`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,050 sqft Living Area
1st Floor Area	1,050 sqft
Basement Area	1,050 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1985
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	120 ft deep x 65 ft wide
Garage Type	Detached
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	16 sqft
Deck Area	240 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	763 E LORAIN ST
City	OBERLIN
State	OH
Zip	44074-9743
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILLOW BROOK FARMS 65 X 120 S/L 5
Legal Subdivision	WILLOW BROOK FARMS
Legal Block	103
Legal Lot Number	5
Jurisdiction	LORAIN OH
Township / Civil Division	OBERLIN
Census Block Group	3
Census Block	3005
Census Tract	60100

Owner

Source: Lorain County records · APN 09-00-088-103-024

Assessment roll updated May 16, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	763 E LORAIN ST, OBERLIN, OH 44074-9743
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 21, 2026	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE
Nov 09, 2022	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 09, 2022 · Amount on Record
Deed Sale	Nov 09, 2022 · Amount on Record
Prior Sale	May 29, 2008 · Amount on Record
Deed Document Number	2022898028
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Recording Date	May 21, 2026
Property Address	763 E LORAIN ST, OBERLIN, OH 44074-9743
Document Number	0000096872
Instrument Date	Apr 24, 2026
Instrument	202696872
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	763 E LORAIN ST, OBERLIN, OH 44074-9743

Mortgage

Document Number	0000096872,
Date	May 21, 2026
Instrument	202696872

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate	6.38%
Max Rate	-1%

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Nov 09, 2022
Property Address	763 E LORAIN ST, OBERLIN, OH 44074-9743
Document Number	0000898028
Map Reference	VOL 22 PG 52
Instrument Date	Nov 08, 2022
Instrument	2022-0898028
Transaction Type	Transfer
Record Updated	Nov 17, 2022
Title Company	NEWMAN TITLE, NEWMAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	763 E LORAIN ST, OBERLIN, OH 44074-9743

Mortgage

Document Number	0000898029
Date	Nov 09, 2022
Instrument	2022-0898029

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2052

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Oberlin City
Unified School District	Oberlin City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,338.00	$48,850 (+0.01%) Land $9,010 Building $39,840	$139,560 (-) Land $25,740 Building $113,820
2024	$2,338.00 (-0.55%)	$48,846 (+15.25%) Land $9,009 Building $39,837	$139,560 (+15.25%) Land $25,740 Building $113,820
2023	$2,351.00 (+2.71%)	$42,382 (+%) Land $8,453 Building $33,929	$121,090 (-) Land $24,150 Building $96,940
2022	$2,289.00	$42,380 Land $8,450 Building $33,930
2021			$121,090 Land $24,150 Building $96,940

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390930601003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 120 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Cogeco Cable Holdings II	Cable	1,000 / 50
Cable Co-Op	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Cable Co-Op, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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