629 E Lorain St, Oberlin, OH 44074 Property Records

Lorain County property record for 629 E Lorain St, Oberlin, OH 44074

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,050 sqft · built 1975
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on Record
Last Sale	$107,500 (Aug 2018)
Tax Bill	$2,146 (2025)
Deeds & Mortgages	Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`016977-9`

Property Details

APN / Parcel Number

Primary APN	`016977-9`
Alternative APN	`09-00-088-102-007`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,050 sqft Living Area
Gross Area	1,490 sqft
1st Floor Area	1,050 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1989
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	14,375 sqft (0.33 acres)
Lot Dimensions	195 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	64 sqft
Deck Area	360 sqft
Patio Area	360 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	016977-9
Street Address	629 E LORAIN ST
City	OBERLIN
State	OH
Zip	44074-1301
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MURPHY SUB 75.02 X 195 LOT # 15
Legal Subdivision	MURPHY SUB
Legal Block	102
Legal Lot Number	15
Jurisdiction	LORAIN OH
Township / Civil Division	OBERLIN
Census Block Group	3
Census Block	3006
Census Tract	60100

Owner

Source: Lorain County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	629 E LORAIN ST, OBERLIN, OH 44074-1301
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2018 · Amount on Record
Deed Sale	Aug 2, 2018 · Amount on Record
Prior Sale	Nov 26, 2013 · Amount on Record
Deed Document Number	2018682356
Record Updated	Oct 29, 2026

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Aug 2, 2018
Property Address	629 E LORAIN ST, OBERLIN, OH 44074-1301
Document Number	0000682356
Instrument Date	Aug 1, 2018
Instrument	682356
Transaction Type	Transfer
Record Updated	Aug 21, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$430.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	629 E LORAIN ST OBERLIN OH 440741301, OBERLIN, OH 44074-1301

Mortgage

Document Number	682357
Date	Aug 2, 2018
Instrument	682357

Lender

Name	OHIO EDUCATIONAL CU
Address	SEVEN HILLS, OH 44131

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Oberlin City
Unified School District	Oberlin City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,146.00	$44,690 (-0.02%) Land $12,760 Building $31,930	$127,710 (-) Land $36,470 Building $91,240
2024	$2,146.00 (+2.53%)	$44,699 (+19.01%) Land $12,765 Building $31,934	$127,710 (+19.01%) Land $36,470 Building $91,240
2023	$2,093.00 (+2.7%)	$37,559 (%) Land $11,970 Building $25,589	$107,310 (-) Land $34,200 Building $73,110
2022	$2,038.00	$37,560 Land $11,970 Building $25,590
2021			$107,310 Land $34,200 Building $73,110

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OBERLIN WATER DEPARTMENT serves 8,600 people · EPA ID OH4700911
Water Source	Surface water
Last State Inspection	Mar 2026
Also Mapped Here	RURAL LORAIN CO. WATER A
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2024 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Breezeline Cable	1,000 / 50
Cable Co-op Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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