738 Silverleaf Dr, Dayton, OH 45431 Property Records

Montgomery County property record for 738 Silverleaf Dr, Dayton, OH 45431

Property Summary

Property Type	Single Family Home
Details	5 bd · 1.5 ba · 2,911 sqft · built 1968
Lot Size	0.237 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Aug 2017)
Tax Bill	$3,984 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Oct 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`I39-01305-0009`

Property Details

APN / Parcel Number

Primary APN	`I39-01305-0009`

Interior

Bedrooms	5 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,911 sqft Living Area
1st Floor Area	1,674 sqft
Basement Area	1,174 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Construction Type	Steel Frame
Lot Area	10,454 sqft (0.237 acres)
View / Lot	Neighborhood / Spot
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	48 sqft
Deck Area	276 sqft
Patio Area	276 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	738 SILVERLEAF DR
City	DAYTON
State	OH
Zip	45431-2946
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	364 SAVILLE EST-8
Legal Subdivision	SAVILLE EST-8
Legal Lot Number	9
Jurisdiction	MONTGOMERY OH
Township / Civil Division	RIVERSIDE
Census Block Group	1
Census Block	1008
Census Tract	90900

Owner

Source: Montgomery County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	738 SILVERLEAF DR, DAYTON, OH 45431-2946
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2025	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Oct 6, 2023	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jun 29, 2023	Deed of Trust, Mortgage · VA Mortgage DEPARTMENT OF VETERANS AFFAIRS
Jul 30, 2018	Loan Modification, Mortgage FREEDOM MTG
Aug 17, 2017	Warranty Deed, Transfer · VA Mortgage DAS ACQUISITION
Jul 24, 2017	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2017 · Amount on Record
Deed Sale	Aug 16, 2017 · Amount on Record
Deed Document Number	201748529
Prior Transfer Date	Jul 21, 2017
Prior Transfer Doc	1700043179
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	738 SILVERLEAF DR, DAYTON, OH 45431-2946
Transaction Type	Mortgage
Record Updated	Dec 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	738 SILVERLEAF DR, DAYTON, OH 45431-2946

Mortgage

Document Number	0000069016
Date	Dec 8, 2025
Instrument	2025-00069016

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	738 SILVERLEAF DR, DAYTON, OH 45431-2946
Transaction Type	Mortgage
Record Updated	Oct 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	738 SILVERLEAF DR, DAYTON, OH 45431-2946

Mortgage

Document Number	0000051805
Date	Oct 6, 2023
Instrument	202300051805

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	738 SILVERLEAF DR, DAYTON, OH 45431-2946
Transaction Type	Mortgage
Record Updated	Jul 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	738 SILVERLEAF DR, DAYTON, OH 45431-2946

Mortgage

Document Number	0000032887
Date	Jun 29, 2023
Instrument	202300032887

Lender

Name	DEPARTMENT OF VETERANS AFFAIRS
Type	Government Agency
Address	NASHVILLE, TN 37203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	342 Months
Due	Dec 1, 2051

July 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONTGOMERY OH
Property Address	738 SILVERLEAF DR, DAYTON, OH 45431-2946
Document Number	0000050273
Instrument Date	Jul 30, 2018
Transaction Type	Mortgage
Record Updated	Sep 12, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	738 SILVERLEAF DR DAYTON OH 454312946, DAYTON, OH 45431-2946

Mortgage

Document Number	0000050273
Date	Aug 27, 2018
Instrument	50273

Lender

Name	FREEDOM MTG
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 26, 2048

Interest

Rate Type	Fixed Rate
Rate	5%

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Aug 17, 2017
Property Address	738 SILVERLEAF DR, DAYTON, OH 45431-2946
Document Number	0000048529
Instrument Date	Jul 28, 2017
Instrument	48529
Transaction Type	Transfer
Record Updated	Sep 12, 2017
Title Company	VANTAGE LAND TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$480.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	738 SILVERLEAF DR DAYTON OH 454312946, DAYTON, OH 45431-2946

Mortgage

Document Number	48530
Date	Aug 17, 2017
Instrument	48530

Lender

Name	DAS ACQUISITION
Address	SAINT LOUIS, MO 63141

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 16, 2047

July 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	MONTGOMERY OH
Recording Date	Jul 24, 2017
Property Address	738 SILVERLEAF DR, DAYTON, OH 45431-2946
Document Number	0000043179
Instrument Date	Jul 21, 2017
Instrument	43179
Transaction Type	Transfer
Record Updated	Aug 10, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3055 ELMBROOK WAY BEAVERCREEK OH 454317708, BEAVERCREEK, OH 45431-7708

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Riverside City
Unified School District	Mad River Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,984.00 (+5.79%)	$78,180 (-) Land $16,580 Building $61,600	$223,380 (-) Land $47,380 Building $176,000
2024	$3,766.00 (+1.87%)
2023	$3,697.00 (+5.48%)	$78,180 (+40.99%) Land $16,580 Building $61,600	$223,380 (+41%) Land $47,380 Building $176,000
2022	$3,505.00	$55,450 Land $11,760 Building $43,690
2020			$158,420 Land $33,600 Building $124,820

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 50

May also be available: Metronet, T-Mobile, Verizon.

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