7370 Palms Rd, Ira (Fair Haven), MI 48023 Property Records

St. Clair County property record for 7370 Palms Rd, Ira, MI 48023

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,716 sqft · built 1993
Lot Size	11.6 acres (509,216 sqft)
Owner	Individual Name on Record
Last Sale	$345,000 (Jan 2017)
Tax Bill	$5,940 (2025)
Deeds & Mortgages	Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-23-780-0056-200`

Property Details

APN / Parcel Number

Primary APN	`74-23-780-0056-200`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,716 sqft Living Area
1st Floor Area	1,216 sqft
Basement Area	1,216 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Lot Area	509,216 sqft (11.6 acres)
Garage Area	1,308 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7370 PALMS RD
City	IRA
State	MI
Zip	48023-2614
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	PART OF LOT 28, BEG S 0D 4M 30S W 842' FROM ITS NE COR, TH S 0D 4M 30S W 483.26', TH N 89D 42M 30S W 878.93', TH N 2D 47M 40S
Legal Subdivision	SUPRVRS BOWERS PALMS ROAD
Legal Lot Number	28
Legal Unit	28
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	IRA
Census Block Group	3
Census Block	3002
Census Tract	650100

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7370 PALMS RD, IRA, MI 48023-2614
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 9, 2017 · Amount on Record
Deed Sale	Jan 9, 2017 · Amount on Record
Deed Document Number	2017628
Deed Book / Page	4787 / 407
Record Updated	Oct 29, 2026

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jan 9, 2017
Property Address	7370 PALMS RD, IRA, MI 48023-2614
Document Number	004787/407
Book / Page	4787 / 407
Map Reference	LB 52 PG 18
Instrument Date	Sep 16, 2016
Instrument	2017000628
Transaction Type	Transfer
Record Updated	Feb 11, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7370 PALMS RD, 7370, IRA, MI 48023-2614

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50515 PLAZA DR, MACOMB, MI 48042-4634

Mortgage

Document Number	0047870410
Date	Jan 9, 2017
Book Page	4787/410
Instrument	2017000629

Lender

Name	TOWNE MORTGAGE CO
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	177 Months
Due	Oct 1, 2031

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Ira Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$273,600 (+2.78%)	$547,200 (+2.78%)
2025	$5,940.00 (+7.49%) Homeowner's exemption	$266,200 (+25.09%)
2024	$5,526.00 (+9.08%)		$532,400 (+25.09%)
2023		$212,800
2022	$5,066.00		$425,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1982–1987)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Dec 1987 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRA TOWNSHIP serves 6,510 people · EPA ID MI0003390
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T DSL	25 / 5

May also be available: Duke Broadband, Verizon, Xfinity.

Nearby Properties on Palms Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures