St. Clair County property record for 7401 Palms Rd, Ira, MI 48023
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 1,554 sqft · built 2006 |
| Lot Size | 3.5 acres (152,808 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,624 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-23-013-3015-000 |
| Primary APN | 74-23-013-3015-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,554 sqft Living Area |
| 1st Floor Area | 1,554 sqft |
| Basement Area | 1,554 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Ranch |
| Lot Area | 152,808 sqft (3.5 acres) |
| Lot Dimensions | 401 ft deep x 317 ft wide |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 7401 PALMS RD |
|---|---|
| City | IRA |
| State | MI |
| Zip | 48023-2629 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AEC |
| Legal Description | BEG AT SW SEC COR, TH N 0D 12M 5S W 350.37', TH N 89D 30M 20S E 434.91', TH S 0D 12M 5S E 354.12', TH W 434.90' TO BEG |
| Legal Range | 15E |
| Legal Township | 03N |
| Legal Section | 13 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | IRA |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 650100 |
7401 Palms Rd is owned and occupied by an individual who acquired it in January 2006.
Source: St. Clair County records, as of September 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7401 PALMS RD, IRA, MI 48023-2629 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jan 12, 2006 |
| Transfer Doc | 003698/759 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 7401 PALMS RD, IRA, MI 48023-2629 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 7401 PALMS RD, IRA, MI 48023-2629 |
| Document Number | 0052700627 |
|---|---|
| Date | Nov 13, 2020 |
| Book Page | 5270/627 |
| Instrument | 2020028297 |
| Name | EATON COMMUNITY BANK |
|---|---|
| Address | CHARLOTTE, MI 48813 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Dec 1, 2040 |
The 2025 property tax bill for 7401 Palms Rd was $3,624 with a homeowner's exemption, up 2.3% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Ira Township |
| Unified School District | Algonac Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $207,800 (+4.84%) | $415,600 | |
| 2025 | $3,624.00 (+2.34%) Homeowner's exemption | $198,200 | |
| 2024 | $3,541.00 | $396,400 | |
| 2023 | $159,400 | ||
| 2022 | $3,246.00 | $318,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7401 Palms Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 5 (1982–1987) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Dec 1987 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7401 Palms Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| AT&T DSL | 50 / 10 |
May also be available: Duke Broadband, Xfinity.
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