7349 Palms Rd, Ira (Fair Haven), MI 48023 Property Records

St. Clair County property record for 7349 Palms Rd, Ira, MI 48023

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 4,289 sqft · built 2018
Lot Size	10.2 acres (447,797 sqft)
Owner	Individual Name on Record
Last Sale	$75,000 (Nov 2017)
Tax Bill	$12,311 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jun 2022 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`74-23-013-3013-010`

Property Details

APN / Parcel Number

Primary APN	`74-23-013-3013-010`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	4,289 sqft Living Area
1st Floor Area	3,710 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	447,797 sqft (10.2 acres)
Lot Dimensions	1,288 ft deep x 347 ft wide
Garage Area	2,535 sqft
Parking Spaces	9 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7349 PALMS RD
City	IRA
State	MI
Zip	48023-2616
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AEC
Legal Description	BEG S0D 12S 10M E 1000.57' FROM W 1/4 COR TH S89D 42M 30S E 1346.34' TH S0D 12M 17S E 317.89' TH S89D 01M 40S W 1346.42' TH
Legal Range	15E
Legal Township	03N
Legal Section	13
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	IRA
Census Block Group	3
Census Block	3001
Census Tract	650100

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7349 PALMS RD, IRA, MI 48023-2616
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2026	Deed of Trust, Mortgage SECURITY CU
Jun 21, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECURITY CU
Apr 7, 2020	Deed of Trust, Mortgage SECURITY CU
Nov 19, 2019	Quit Claim Deed, Transfer SECURITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 2017 · Amount on Record
Deed Sale	Nov 3, 2017 · Amount on Record
Deed Document Number	201726203
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	7349 PALMS RD, IRA, MI 48023-2616
Transaction Type	Mortgage
Record Updated	Mar 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7349 PALMS RD, IRA, MI 48023-2616

Mortgage

Document Number	0005902776
Date	Mar 4, 2026
Book Page	5902/776
Instrument	2026004091

Lender

Name	SECURITY CU
Type	Credit Union
Address	5255 SECURITY PARK BLVD, HOLLY, MI 48442

Agreement

Amount	Amount Recorded

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	7349 PALMS RD, IRA, MI 48023-2616
Transaction Type	Mortgage
Record Updated	Jul 14, 2022
Title Company	HOMELAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7349 PALMS RD, IRA, MI 48023-2616

Mortgage

Document Number	0005533698
Date	Jun 21, 2022
Book Page	5533/698
Instrument	2022014884

Lender

Name	SECURITY CU
Type	Credit Union
Address	HOLLY, MI 48442

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jun 5, 2027

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	7349 PALMS RD, IRA, MI 48023-2616
Document Number	0051760104
Instrument Date	Apr 7, 2020
Transaction Type	Mortgage
Record Updated	May 14, 2020
Title Company	HOMELAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7349 PALMS RD IRA MI 480232616, IRA, MI 48023-2616

Mortgage

Document Number	0051760104
Date	Apr 20, 2020
Book Page	005176/000104

Lender

Name	SECURITY CU
Address	HOLLY, MI 48442

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 19, 2050

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Nov 19, 2019
Property Address	7349 PALMS RD, IRA, MI 48023-2616
Document Number	0051210833
Book / Page	005121 / 000833
Instrument Date	Nov 6, 2019
Transaction Type	Transfer
Record Updated	Dec 9, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7349 PALMS RD IRA MI 480232616, IRA, MI 48023-2616

Mortgage

Document Number	51210834
Date	Nov 19, 2019
Book Page	005121/000834

Lender

Name	SECURITY CU
Address	HOLLY, MI 48442

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 18, 2049

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Ira Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$539,600 (+3.75%)	$1,079,200 (+3.75%)
2025	$12,311.00 (+2.34%) Homeowner's exemption	$520,100 (+27.76%)
2024	$12,029.00 (+22.11%)		$1,040,200 (+27.76%)
2023		$407,100
2022	$9,851.00		$814,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1982–1987)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Dec 1987 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Duke Broadband Fiber	1,000 / 100
Starlink Satellite	280 / 30

May also be available: Xfinity.

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