7326 Palms Rd, Ira (Fair Haven), MI 48023 Property Records

St. Clair County property record for 7326 Palms Rd, Ira, MI 48023

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,440 sqft · built 1959
Lot Size	0.886 acres (38,594 sqft)
Owner	Individual Name on File
Last Sale	$190,000 (Jan 2020)
Tax Bill	$3,496 (2025)
Deeds & Mortgages	Jan 2020 Sale & Mortgage Jun 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`74-23-780-0057-000`

Property Details

APN / Parcel Number

Primary APN	`74-23-780-0057-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,440 sqft Living Area
1st Floor Area	1,440 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Ranch
Lot Area	38,594 sqft (0.886 acres)
Lot Dimensions	257 ft deep x 150 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7326 PALMS RD
City	IRA
State	MI
Zip	48023-2614
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	S 150 FT OF N 842 FT OF E 257.4 FT OF LOT 28 SUPERVISOR BOWERS PALMS ROAD PLAT
Legal Subdivision	SUPRVRS BOWERS PALMS ROAD
Legal Lot Number	28
Legal Unit	28
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	IRA
Census Block Group	3
Census Block	3002
Census Tract	650100

Owner

7326 Palms Rd is owned and occupied by an individual who bought it in January 2020.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	7326 PALMS RD, IRA, MI 48023-2614
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2020	Warranty Deed, Transfer · Conventional Mortgage MICHIGAN SCHOOLS & GOV'T CU
Jun 29, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 22, 2020 · Amount on File
Deed Sale	Jan 22, 2020 · Amount on File
Prior Sale	Jan 22, 2020 · Amount on File
Deed Document Number	20202038
Deed Book / Page	5144 / 356
Record Updated	Oct 29, 2026

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jan 22, 2020
Property Address	7326 PALMS RD, IRA, MI 48023-2614
Document Number	0051440356
Book / Page	005144 / 000356
Instrument Date	Dec 27, 2019
Transaction Type	Transfer
Record Updated	Jan 31, 2020
Title Company	ASK SERVICES INC, ASK SVCS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,634.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49955 SALISBURY CHESTERFIELD MI 480473763, CHESTERFIELD, MI 48047-3763

Mortgage

Document Number	51440358
Date	Jan 22, 2020
Book Page	005144/000358

Lender

Name	MICHIGAN SCHOOLS & GOV'T CU
Type	Credit Union
Address	CLINTON TOWNSHIP, MI 48038

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 21, 2050

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jun 29, 2017
Property Address	7326 PALMS RD, IRA, MI 48023-2614
Document Number	0048440761
Book / Page	004844 / 000761
Instrument Date	May 8, 2017
Transaction Type	Transfer
Record Updated	Jul 21, 2017

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7326 PALMS RD IRA MI 480232614, IRA, MI 48023-2614

Tax Assessment & Valuation

The 2025 property tax bill for 7326 Palms Rd was $3,496 with a homeowner's exemption, up 6.1% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Ira Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$136,900 (+1.78%)	$273,800
2025	$3,496.00 (+6.13%) Homeowner's exemption	$134,500
2024	$3,294.00		$269,000
2023		$108,700
2022	$3,064.00		$217,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7326 Palms Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1982–1987)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Dec 1987 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7326 Palms Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRA TOWNSHIP serves 6,510 people · EPA ID MI0003390
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T DSL	25 / 5

May also be available: Duke Broadband, Verizon, Xfinity.

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