737 Gemstone Dr, San Marcos, CA 92078 Property Records

San Diego County property record for 737 Gemstone Dr, San Marcos, CA 92078

Property Summary

Property Type	Condominium
Details	5 bd · 4.5 ba · 3,009 sqft · built 2020
Owner	2 Company Names on File
Tax Bill	$7,868 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jul 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`222-174-09-03`

Property Details

APN / Parcel Number

Primary APN	`222-174-09-03`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	3,009 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Condo/Apartment
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	737 GEMSTONE DR
City	SAN MARCOS
State	CA
Zip	92078-1411
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	SPECIFIC P
Legal Description	LOT 13 US 75 PER DOC19-0476728&UND INT IN TR 016159
Legal Subdivision	RANCHO CORONADO #15-006 PH 15
Legal Tract	016159
Legal Block	4
Legal Lot Number	13
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	4
Census Block	4000
Census Tract	20044

Owner

Source: San Diego County assessment roll, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	737 GEMSTONE DR, SAN MARCOS, CA 92078-1411
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2021	Intrafamily Transfer, Transfer · VA Mortgage PACIFIC LENDING LLC
Jul 8, 2021	Intrafamily Transfer, Transfer CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE COMPANY INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 10, 2021
Deed Sale	Nov 10, 2021
Prior Sale	May 29, 2020 · Amount on Record
Deed Document Number	2021781260
Prior Transfer Date	Nov 1, 2021
Prior Transfer Doc	0000781260
Record Updated	Sep 20, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 10, 2021
Property Address	737 GEMSTONE DR, SAN MARCOS, CA 92078-1411
Document Number	0000781260
Map Reference	MAP 16159
Instrument Date	Nov 1, 2021
Instrument	2021-0781260
Transaction Type	Transfer
Record Updated	Nov 18, 2021
Title Company	CORINTHIAN TITLE-SD, CORINTHIAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	737 GEMSTONE DR, SAN MARCOS, CA 92078-1411

Mortgage

Document Number	0000781261
Date	Nov 10, 2021
Instrument	2021-0781261

Lender

Name	PACIFIC LENDING LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 8, 2021
Property Address	737 GEMSTONE DR, SAN MARCOS, CA 92078-1411
Document Number	0000489745
Map Reference	DOC 2019-0480635
Instrument Date	Jun 14, 2021
Instrument	2021-0489745
Transaction Type	Transfer
Record Updated	Jul 19, 2021
Title Company	CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE COMPANY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	737 GEMSTONE DR, SAN MARCOS, CA 92078-1411

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Marcos City
Unified School District	San Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$551,125 (+2%) Land $218,245 Building $332,880
2025	$7,868.00 (+1.56%)	$540,319 (-32.48%) Land $213,966 Building $326,353
2023	$7,747.00 (-13.92%)	$800,268 Land $408,828 Building $391,440
2022	$9,000.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 74% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLECITOS WD serves 114,700 people · EPA ID CA3710002
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Spectrum Cable	1,000 / 50
San Diego Broadband Fixed Wireless	500 / 100

May also be available: Verizon.

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