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741 Gemstone Dr, San Marcos, CA 92078 Property Records

San Diego County property record for 741 Gemstone Dr, San Marcos, CA 92078

Property Summary

Property TypeCondominium
Details4 bd · 3 ba · 2,644 sqft · built 2020
Owner2 Company Names on Record
Last Sale$825,000 (May 2020)
Tax Bill$13,614 (2025)
Deeds & MortgagesJun 2021 Mortgage
May 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN222-174-09-01

Property Details

APN / Parcel Number

Primary APN222-174-09-01

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,644 sqft Living Area

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Architectural StyleCondo/Apartment
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address741 GEMSTONE DR
CitySAN MARCOS
StateCA
Zip92078-1411
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeSPECIFIC P
Legal DescriptionLOT 13 US 73 PER DOC19-0476728&UND INT IN TR 016159
Legal SubdivisionRANCHO CORONADO VILLAGE M PH 1
Legal Tract016159
Legal Block4
Legal Lot Number13
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group4
Census Block4000
Census Tract20044

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address741 GEMSTONE DR, SAN MARCOS, CA 92078-1411
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Jun 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
May 19, 2020Deed of Trust, Subdivision Related Transfer
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 22, 2020 · Amount on Record
Deed SaleMay 22, 2020 · Amount on Record
Deed Document Number2020260294
Record UpdatedSep 20, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address741 GEMSTONE DR, SAN MARCOS, CA 92078-1411
Transaction TypeMortgage
Record UpdatedJun 24, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address741 GEMSTONE DR, SAN MARCOS, CA 92078-1411

Mortgage

Document Number0000438004
DateJun 15, 2021
Instrument2021-0438004
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 1, 2036

May 2020: Deed of Trust, Subdivision Related Transfer

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address741 GEMSTONE DR, SAN MARCOS, CA 92078-1411
Document Number0000260295
Instrument DateMay 19, 2020
Transaction TypeSubdivision Related Transfer
Record UpdatedJun 3, 2020
Title CompanyFIRST AMERICAN TITLE HSD, FIRST AMERICAN TITLE CO-HSD

Transaction

Additional
  • Arm's Length

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address1341 CORTE BAGALSO SAN MARCOS CA 920697392, SAN MARCOS, CA 92069-7392

Mortgage

Document Number0000260295
DateMay 22, 2020
Instrument260295
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
AmountAmount Recorded
Term360 Months
DueMay 21, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalitySan Marcos City
Unified School DistrictSan Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$922,371 (+2%) Land $401,584 Building $520,787
2025$13,614.00 (+7.21%) Homeowner's exemption$904,286 (+4.04%) Land $393,710 Building $510,576
2023$12,698.00 (+2.23%) Homeowner's exemption$869,173 Land $378,423 Building $490,750
2022$12,421.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · lower than 74% of California
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVALLECITOS WD
serves 114,700 people · EPA ID CA3710002
Water SourcePurchased surface water from several systems
Last State InspectionMar 2022
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area		5,000 / 5,000
Cox Communications
Fiber · Cable in parts of the area		2,000 / 35
Spectrum
Cable		1,000 / 50
San Diego Broadband
Fixed Wireless		500 / 100

May also be available: Verizon.

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