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740 Gemstone Dr, San Marcos, CA 92078 Property Records

San Diego County property record for 740 Gemstone Dr, San Marcos, CA 92078

Property Summary

Property TypeCondominium
Details3 bd · 2.5 ba · 2,211 sqft · built 2019
Owner2 Individual Names on Record
Last Sale$675,000 (Sep 2019)
Tax Bill$11,505 (2025)
Deeds & MortgagesFeb 2026 Line of Credit
Dec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN222-174-24-05

Property Details

APN / Parcel Number

Primary APN222-174-24-05

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,211 sqft Living Area

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleCondo/Apartment
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address740 GEMSTONE DR
CitySAN MARCOS
StateCA
Zip92078-1410
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeSPECIFIC P
Legal DescriptionLOT 55 US 60 PER DOC19-0219321&UND INT IN TR 016159
Legal SubdivisionRANCHO CORONADO VILLAGE M
Legal Tract016159
Legal Block4
Legal Lot Number55
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group4
Census Block4000
Census Tract20044

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address740 GEMSTONE DR, SAN MARCOS, CA 92078-1410
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 11, 2026Deed of Trust, Mortgage · Line of Credit
FIRST TECHNOLOGY FEDERAL CU
Dec 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 18, 2019 · Amount on Record
Deed SaleSep 18, 2019 · Amount on Record
Deed Document Number2019409097
Record UpdatedSep 20, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address740 GEMSTONE DR, SAN MARCOS, CA 92078-1410
Transaction TypeMortgage
Record UpdatedFeb 19, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address740 GEMSTONE DR, SAN MARCOS, CA 92078-1410

Mortgage

Document Number0000037521
DateFeb 11, 2026
Instrument2026-0037521
Lender
NameFIRST TECHNOLOGY FEDERAL CU
TypeCredit Union
AddressSAN JOSE, CA 95134
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueFeb 25, 2056
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address740 GEMSTONE DR, SAN MARCOS, CA 92078-1410
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address740 GEMSTONE DR, SAN MARCOS, CA 92078-1410

Mortgage

Document Number0000832701
DateDec 24, 2020
Instrument2020-0832701
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term357 Months
DueSep 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalitySan Marcos City
Unified School DistrictSan Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$755,204 (+2%) Land $334,654 Building $420,550
2025$11,505.00 (+4.73%) Homeowner's exemption$740,397 (+4.04%) Land $328,093 Building $412,304
2024$10,985.00 (+2.38%)
2023$10,730.00 (+2.38%) Homeowner's exemption$711,648 Land $315,353 Building $396,295
2022$10,481.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · lower than 74% of California
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVALLECITOS WD
serves 114,700 people · EPA ID CA3710002
Water SourcePurchased surface water from several systems
Last State InspectionMar 2022
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area		5,000 / 5,000
Cox Communications
Fiber · Cable in parts of the area		2,000 / 35
Spectrum
Cable		1,000 / 50
San Diego Broadband
Fixed Wireless		500 / 100

May also be available: Verizon.

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