732 Gemstone Dr, San Marcos, CA 92078 Property Records

San Diego County property record for 732 Gemstone Dr, San Marcos, CA 92078 · Last verified July 2026

Property Summary

Property TypeCondominium
Details4 bd · 3.5 ba · 2,392 sqft · built 2019
Owner2 Individual Names on File
Last Sale$710,000 (Oct 2019)
Tax Bill$12,017 (2025)
Deeds & MortgagesMar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN222-174-24-01

Property Details

APN / Parcel Number

Primary APN222-174-24-01

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Building Area2,392 sqft Living Area

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleCondo/Apartment
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address732 GEMSTONE DR
CitySAN MARCOS
StateCA
Zip92078-1410
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionLOT 55 US 56 PER DOC19-0219321&UND INT IN TR 016159
Legal SubdivisionSAN MARCOS #15-006 RHO CORONAD
Legal Tract016159
Legal Block4
Legal Lot Number55
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group4
Census Block4000
Census Tract20044

Owner

Source: San Diego County records · APN 222-174-24-01

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address732 GEMSTONE DR, SAN MARCOS, CA 92078-1410
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 24, 2019 · Amount on Record
Deed SaleOct 24, 2019 · Amount on Record
Deed Document Number2019483763
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address732 GEMSTONE DR, SAN MARCOS, CA 92078-1410
Transaction TypeMortgage
Record UpdatedMar 10, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address732 GEMSTONE DR, SAN MARCOS, CA 92078-1410

Mortgage

Document Number0000160415
DateMar 02, 2021
Instrument2021-0160415
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2051

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalitySan Marcos City
Unified School DistrictSan Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$791,487 (+2%) Land $334,654 Building $456,833
2025$12,017.00 (+7.21%) Homeowner's exemption$775,969 (+4.04%) Land $328,093 Building $447,876
2023$11,209.00 (+2.34%) Homeowner's exemption$745,839 Land $315,353 Building $430,486
2022$10,953.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730200444, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskModerate
above 45% of the US · above 26% of California
Wildfire LikelihoodAbout 1 in 1,449 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 468 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
Cox CommunicationsFiber2,000 / 35
SpectrumCable1,000 / 50
San Diego BroadbandFixed Wireless (unlicensed)500 / 100
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Cox Communications, AT&T, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Gemstone Dr

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