Kane County property record for 736 Cedar Ave, Elgin, IL 60120 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1912 |
| Square Footage | 1,440 sqft Living Area |
| Lot Size | 6,780 sqft (0.156 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $308,000 (2022) |
| Tax Bill | $6,068.00 (2025) |
| Primary APN | 06-12-328-010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Building Area | 1,440 sqft Living Area |
| Gross Area | 2,160 sqft Gross Area |
| Basement Area | 720 sqft Basement |
| Stories | 2 Stories |
| Year Built | Built 1912 |
|---|---|
| Effective Year Built | Effective 1912 |
| Construction Type | Frame |
| Lot Area | 6,780 sqft (0.156 acres) |
| Lot Dimensions | 120 ft deep x 57 ft wide |
| Parking Spaces | 1 Parking Space |
| Garage Type | Detached |
| Street Address | 736 CEDAR AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-3813 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LINCOLN ADDN EAST 120 FT OF LOT 1 BLOCK 3 |
| Legal Subdivision | LINCOLN ADDN |
| Legal Block | 3 |
| Legal Lot Number | 1 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 5 |
| Census Block | 5012 |
| Census Tract | 850800 |
Source: Kane County records · APN 06-12-328-010
Assessment roll updated December 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 736 CEDAR AVE, ELGIN, IL 60120-3813 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Nov 03, 2022 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Jul 06, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CIBM BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 03, 2022 · Amount on Record |
| Deed Sale | Nov 03, 2022 · Amount on Record |
| Prior Sale | Dec 01, 2020 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Nov 03, 2022 |
| Property Address | 736 CEDAR AVE, ELGIN, IL 60120-3813 |
| Document Number | 0000053493 |
| Instrument Date | Oct 31, 2022 |
| Instrument | 2022K053493 |
| Transaction Type | Transfer |
| Record Updated | Nov 09, 2022 |
| Title Company | SATURN TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $308.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 736 CEDAR AVE, ELGIN, IL 60120-3813 |
| Document Number | 0000053494 |
|---|---|
| Date | Nov 03, 2022 |
| Instrument | 2022K053494 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.95% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 736 CEDAR AVE, ELGIN, IL 60120-3813 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | PRECISION TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000036011 |
|---|---|
| Date | Jul 06, 2020 |
| Instrument | 2020K036011 |
| Name | CIBM BANK |
|---|---|
| Type | Bank |
| Address | NAPERVILLE, IL 60563 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Jun 01, 2035 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.12% |
Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,068.00 (+15.82%) Homeowner's exemption | ||
| 2024 | $80,636 (+21.39%) Land $15,293 Building $65,343 | $242,005 (+21.44%) Land $45,897 Building $196,107 | |
| 2022 | $5,239.00 (+4.68%) Homeowner's exemption | $66,425 (+6.96%) Land $12,598 Building $53,827 | $199,275 (+6.96%) Land $37,794 Building $161,481 |
| 2021 | $5,005.00 Homeowner's exemption | $62,102 Land $11,778 Building $50,324 | $186,306 Land $35,334 Building $150,972 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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