723 Cedar Ave, Elgin, IL 60120 Property Records

Kane County property record for 723 Cedar Ave, Elgin, IL 60120 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1913
Square Footage	967 sqft Living Area
Lot Size	7,458 sqft (0.171 acres)
Occupancy	Owner Occupied
Last Sale	$155,500 (2003)
Tax Bill	$5,576.00 (2025)

Owner

Source: Kane County records · APN 06-12-329-006

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	723 CEDAR AVE, ELGIN, IL 60120-3812
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 23, 2003 · Amount on Record
Deed Sale	Jan 23, 2003 · Amount on Record
Prior Sale	May 30, 2002
Deed Doc Number	200312054
Prior Transfer Date	May 09, 2002
Prior Transfer Doc	0000068691
Record Refreshed	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Recording Date	Jul 20, 2026
Property Address	723 CEDAR AVE, ELGIN, IL 60120-3812
Document Number	0000030550
Instrument Date	Jul 03, 2026
Instrument	202630550
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	723 CEDAR AVE, ELGIN, IL 60120-3812

Mortgage

Document Number	0000030550,
Date	Jul 20, 2026
Instrument	202630550

Lender

Name	PNC BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Jul 15, 2066

Interest

Rate	6.48%
Max Rate	-1%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,576.00 (+15.95%)
2024		$67,330 (+21.39%) Land $16,136 Building $51,194	$202,071 (+21.44%) Land $48,427 Building $153,643
2022	$4,809.00 (+3.96%)	$55,465 (+6.96%) Land $13,293 Building $42,172	$166,395 (+6.96%) Land $39,879 Building $126,516
2021	$4,626.00	$51,856 Land $12,428 Building $39,428	$155,568 Land $37,284 Building $118,284

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`06-12-329-006`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Total Rooms	5 Rooms
Building Area	967 sqft Living Area
Gross Area	1,934 sqft Gross Area
1st Floor	967 sqft 1st Floor
Basement Area	967 sqft Basement
Stories	1 Stories

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1913
Construction Type	Frame Construction
Lot Area	7,458 sqft (0.171 acres)
Depth X Width	132 ft x 57 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage

Location & Zoning

Street Address	723 CEDAR AVE
City	ELGIN
State	IL
Zip	60120-3812
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LINCOLN ADDN LOT 8 BLOCK 2
Legal Subdivision	LINCOLN ADDN
Legal Block	2
Legal Lot Number	8
Jurisdiction	KANE IL
Minor Civil Division	ELGIN
Census Blockgroup	5
Census Block	5011
Census Tract	850800