732 Cedar Ave, Elgin, IL 60120 Property Records

Kane County property record for 732 Cedar Ave, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,508 sqft · built 1922
Lot Size	0.156 acres (6,780 sqft)
Owner	2 Individual Names on File
Last Sale	$215,000 (Feb 2022)
Tax Bill	$6,364 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-12-328-011`

Property Details

APN / Parcel Number

Primary APN	`06-12-328-011`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,508 sqft Living Area
Gross Area	2,639 sqft
1st Floor Area	1,508 sqft
Basement Area	1,131 sqft

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Exterior Material	Stucco
Construction Type	Frame
Lot Area	6,780 sqft (0.156 acres)
Lot Dimensions	120 ft deep x 57 ft wide
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	732 CEDAR AVE
City	ELGIN
State	IL
Zip	60120-3813
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LINCOLN ADDN EXCEPT WEST 53.7 FT LOT 2 BLOCK 3
Legal Subdivision	LINCOLN ADDN
Legal Block	3
Legal Lot Number	2
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	5
Census Block	5012
Census Tract	850800

Owner

Source: Kane County assessment roll, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	732 CEDAR AVE, ELGIN, IL 60120-3813
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 8, 2022 · Amount on Record
Deed Sale	Feb 8, 2022 · Amount on Record
Prior Sale	Apr 17, 2015 · Amount on Record
Prior Transfer Date	Oct 6, 2021
Prior Transfer Doc	0000007627
Record Updated	Sep 20, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Feb 8, 2022
Property Address	732 CEDAR AVE, ELGIN, IL 60120-3813
Document Number	0000007627
Instrument Date	Oct 6, 2021
Instrument	2022K007627
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$215.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	732 CEDAR AVE, ELGIN, IL 60120-3813

Mortgage

Document Number	0000007628
Date	Feb 8, 2022
Instrument	2022K007628

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.87%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,364.00 (+15.96%)
2024		$76,842 (+21.39%) Land $15,293 Building $61,549	$230,618 (+21.44%) Land $45,897 Building $184,721
2022	$5,488.00 (+27.69%)	$63,300 (+6.96%) Land $12,598 Building $50,702	$189,900 (+6.96%) Land $37,794 Building $152,106
2021	$4,298.00 Homeowner's exemption	$59,181 Land $11,778 Building $47,403	$177,543 Land $35,334 Building $142,209

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 592 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Radiate Holdings Cable	1,500 / 50
AT&T DSL	100 / 20

May also be available: Verizon.

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