Kane County property record for 741 Cedar Ave, Elgin, IL 60120 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1950 |
| Square Footage | 1,096 sqft Living Area |
| Lot Size | 7,458 sqft (0.171 acres) |
| Garage | Attached |
| Last Sale | $270,000 (2023) |
| Tax Bill | $5,900.00 (2025) |
Source: Kane County records · APN 06-12-329-001
Assessment roll updated December 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 524 ELM RIDGE RD, CARPENTERSVILLE, IL 60110-2064 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 17, 2025 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Nov 06, 2023 | Warranty Deed, Transfer · Closed End Mortgage PENNYMAC LOAN SERVICES LLC |
| May 11, 2022 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Jun 29, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 06, 2023 · Amount on Record |
| Deed Sale | Nov 06, 2023 · Amount on Record |
| Prior Sale | May 11, 2022 · Amount on Record |
| Deed Doc Number | 202338993 |
| Prior Transfer Date | Sep 11, 2007 |
| Prior Transfer Doc | 0000097463 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 741 CEDAR AVE, ELGIN, IL 60120-3812 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Title Company | PRIORITY TITLE COMPANY, PTC |
| Name | Verified Name |
|---|---|
| Address | 741 CEDAR AVE, ELGIN, IL 60120-3812 |
| Document Number | 0000045375 |
|---|---|
| Date | Nov 17, 2025 |
| Instrument | 2025K045375 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2055 |
| Rate | 6.25% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Nov 06, 2023 |
| Property Address | 741 CEDAR AVE, ELGIN, IL 60120-3812 |
| Document Number | 0000038993 |
| Instrument Date | Nov 03, 2023 |
| Instrument | 2023K038993 |
| Transaction Type | Transfer |
| Record Updated | Nov 13, 2023 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $270.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 741 CEDAR AVE, ELGIN, IL 60120-3812 |
| Document Number | 0000038994 |
|---|---|
| Date | Nov 06, 2023 |
| Instrument | 2023K038994 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Closed End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2053 |
| Rate | 7.25% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | May 11, 2022 |
| Property Address | 741 CEDAR AVE, ELGIN, IL 60120-3812 |
| Document Number | 0000025427 |
| Instrument Date | May 05, 2022 |
| Instrument | 2022K025427 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $253.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 741 CEDAR AVE, 741, ELGIN, IL 60120-3812 |
| Name | Verified Name |
|---|---|
| Address | 741 CEDAR AVE, ELGIN, IL 60120-3812 |
| Document Number | 0000025428 |
|---|---|
| Date | May 11, 2022 |
| Instrument | 2022K025428 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 741 CEDAR AVE, ELGIN, IL 60120-3812 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2021 |
| Title Company | HERITAGE TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000049672 |
|---|---|
| Date | Jun 29, 2021 |
| Instrument | 2021K049672 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 353 Months |
| Due | Nov 01, 2050 |
Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,900.00 (+15.82%) | ||
| 2024 | $78,602 (+21.39%) Land $16,136 Building $62,466 | $235,900 (+21.44%) Land $48,427 Building $187,473 | |
| 2022 | $5,094.00 (+4.71%) Homeowner's exemption | $64,750 (+6.96%) Land $13,293 Building $51,457 | $194,250 (+6.96%) Land $39,879 Building $154,371 |
| 2021 | $4,865.00 Homeowner's exemption | $60,537 Land $12,428 Building $48,109 | $181,611 Land $37,284 Building $144,327 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 06-12-329-001 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,096 sqft Living Area |
| Gross Area | 1,960 sqft Gross Area |
| 1st Floor | 1,096 sqft 1st Floor |
| Basement Area | 864 sqft Basement |
| Stories | 1 Stories |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Construction Type | Frame Construction |
| Lot Area | 7,458 sqft (0.171 acres) |
| Depth X Width | 132 ft x 57 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Street Address | 741 CEDAR AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-3812 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LINCOLN ADDN LOT 2 BLOCK 2 |
| Legal Subdivision | LINCOLN ADDN |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | KANE IL |
| Minor Civil Division | ELGIN |
| Census Blockgroup | 5 |
| Census Block | 5011 |
| Census Tract | 850800 |
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