Lake County property record for 635 E Westminster, Lake Forest, IL 60045
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5.5 ba · 6,069 sqft · built 1914 |
| Lot Size | 0.95 acres (41,382 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,650,000 (Apr 2022) |
| Tax Bill | $32,037 (2024) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage May 2021 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-28-413-006 |
| Primary APN | 12-28-413-006 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 12 Rooms |
| Stories | 1 Story |
| Building Area | 6,069 sqft Living Area |
| Gross Area | 6,315 sqft |
| 1st Floor Area | 3,082 sqft |
| Upper Floors Area | 2,250 sqft |
| Basement Area | 983 sqft |
| Finished Basement | 737 sqft |
| Unfinished Basement | 246 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1914 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Slate |
| Lot Area | 41,382 sqft (0.95 acres) |
| Garage Type | Attached |
| Garage Area | 1,167 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 65 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Water Source | Commercial |
| Street Address | 635 E WESTMINSTER |
|---|---|
| City | LAKE FOREST |
| State | IL |
| Zip | 60045-2230 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BRUCE A CAMPBELL SUB LOT 1 |
| Legal Subdivision | BRUCE A CAMPBELL SUB |
| Legal Block | 30 |
| Legal Lot Number | 1 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | SHIELDS |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 863400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Lake Forest Historic District listed 1978 · 590 contributing resources · NRIS 78001161 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Lake County records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 635 E WESTMINSTER, LAKE FOREST, IL 60045-2230 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Apr 19, 2022 | Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| May 25, 2021 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Mar 20, 2018 | Warranty Deed, Transfer NORTHERN TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 19, 2022 · Amount on Record |
| Deed Sale | Apr 19, 2022 · Amount on Record |
| Prior Sale | Mar 20, 2018 · Amount on Record |
| Deed Document Number | 20227897363 |
| Prior Transfer Date | Apr 29, 2021 |
| Prior Transfer Doc | 0007792066 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Apr 19, 2022 |
| Property Address | 635 E WESTMINSTER, LAKE FOREST, IL 60045-2230 |
| Document Number | 0007897363 |
| Map Reference | DOC 1780432 |
| Instrument Date | Apr 14, 2022 |
| Instrument | 7897363 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2022 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,650.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 635 E WESTMINSTER, LAKE FOREST, IL 60045-2230 |
| Document Number | 0007897364 |
|---|---|
| Date | Apr 19, 2022 |
| Instrument | 7897364 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.12% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | May 25, 2021 |
| Property Address | 635 E WESTMINSTER, LAKE FOREST, IL 60045-2230 |
| Document Number | 0007792066 |
| Map Reference | DOC 1780432 |
| Instrument Date | Apr 29, 2021 |
| Instrument | 7792066 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 635 E WESTMINSTER, LAKE FOREST, IL 60045-2230 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Mar 20, 2018 |
| Property Address | 635 E WESTMINSTER, LAKE FOREST, IL 60045-2230 |
| Document Number | 0007470736 |
| Instrument Date | Mar 13, 2018 |
| Instrument | 7470736 |
| Transaction Type | Transfer |
| Record Updated | Mar 29, 2018 |
| Title Company | PROPER TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,062.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5 SAVILLE ROW BARRINGTON IL 600109673, BARRINGTON, IL 60010-9673 |
| Document Number | 7470737 |
|---|---|
| Date | Mar 20, 2018 |
| Instrument | 7470737 |
| Name | NORTHERN TR |
|---|---|
| Address | 50 S LA SALLE ST, CHICAGO, IL 60603-1008 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 19, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Shields Township |
| Municipality | Lake Forest City |
| Elementary School District | Lake Forest School District 67 (PK - 08) |
| Secondary School District | Lake Forest Community High School District 115 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $592,562 (+24.13%) Land $318,007 Building $274,555 | $1,777,863 (+24.13%) Land $954,116 Building $823,747 | |
| 2024 | $32,037.00 (+14.77%) | ||
| 2023 | $27,915.00 | $477,364 (+1.93%) Land $256,185 Building $221,179 | $1,432,235 (+1.93%) Land $768,632 Building $663,603 |
| 2022 | $468,330 Land $251,337 Building $216,993 | $1,405,130 Land $754,086 Building $651,044 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (1990) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 1990 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE FOREST serves 19,642 people · EPA ID IL0970800 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 21 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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