Warren County and Lake Luzerne Town property record for 734 E River Dr, Lake Luzerne, NY 12846
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,404 sqft · built 1988 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $177,500 (Sep 2017) |
| Tax Bill | $4,162 (2026) |
| Deeds & Mortgages | Sep 2017 Mortgage |
| APN | 523200 305.16-1-20 |
| Primary APN | 523200 305.16-1-20 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,404 sqft Living Area |
| 1st Floor Area | 300 sqft |
| 2nd Floor Area | 744 sqft |
| Upper Floors Area | 360 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Contemporary |
| Exterior Material | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 13,939 sqft (0.32 acres) |
| Lot Dimensions | 45 ft deep x 30 ft wide |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 520 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Street Address | 734 E RIVER DR |
|---|---|
| City | LAKE LUZERNE |
| State | NY |
| Zip | 12846-2207 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-RU |
| Legal Description | RES 41.-1-16 |
| Legal Block | 1 |
| Legal Lot Number | 20.000 |
| Jurisdiction | WARREN NY |
| Township / Civil Division | LAKE LUZERNE |
| Census Block Group | 2 |
| Census Block | 2074 |
| Census Tract | 71000 |
Source: Warren County and Lake Luzerne Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5 PATRICIA LN, NEWTOWN, CT 06470-1219 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 13, 2017 · Amount on Record |
| Deed Sale | Sep 13, 2017 · Amount on Record |
| Deed Book / Page | 5626 / 148 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN NY |
| Property Address | 734 E RIVER DR, LAKE LUZERNE, NY 12846-2207 |
| Document Number | 0000006413 |
| Instrument Date | Sep 12, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5 PATRICIA LN NEWTOWN CT 064701219, NEWTOWN, CT 06470-1219 |
| Document Number | 0000006413 |
|---|---|
| Date | Sep 13, 2017 |
| Book Page | 005626/006413 |
| Instrument | 6413 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 12, 2047 |
Source: Warren County and Lake Luzerne Town assessment roll, as of April 27, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Warren County |
| County Subdivision | Lake Luzerne Town |
| Unified School District | Hadley-Luzerne Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,162.00 (+5.1%) | ||
| 2025 | $3,960.00 (+3.39%) | $188,000 (-) Land $49,000 Building $139,000 | $318,600 (+10.17%) Land $83,039 Building $235,561 |
| 2024 | $3,830.00 | $188,000 (-) Land $49,000 Building $139,000 | $289,200 (+13.81%) Land $75,377 Building $213,823 |
| 2023 | $188,000 Land $49,000 Building $139,000 | $254,100 Land $66,228 Building $187,872 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 9 (1979–2019) |
| Claims Outside the SFHA | 2 of 9 |
| Most Recent Claim | Oct 2019 · Severe Storms, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 94% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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