746 E River Dr, Lake Luzerne, NY 12846 Property Records

Warren County and Lake Luzerne Town property record for 746 E River Dr, Lake Luzerne, NY 12846

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,000 sqft · built 2015
Lot Size	0.54 acres (23,522 sqft)
Owner	Company Name on Record
Last Sale	$825,000 (Feb 2025)
Tax Bill	$6,554 (2026)
Deeds & Mortgages	Feb 2025 Sale & Mortgage Nov 2023 Sale + 1 more
APN	`523200 305.16-1-18`

Property Details

APN / Parcel Number

Primary APN	`523200 305.16-1-18`
Alternative APN	`320030501600010180000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,000 sqft Living Area
1st Floor Area	1,600 sqft
Upper Floors Area	400 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Lot Area	23,522 sqft (0.54 acres)
Lot Dimensions	188 ft deep x 125 ft wide
View / Lot	Waterfront
Garage Area	720 sqft
Porch	Slab
Porch Area	320 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	746 E RIVER DR
City	LAKE LUZERNE
State	NY
Zip	12846-2207
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-RU
Legal Description	VAC. 41.-1-13
Legal Block	1
Legal Lot Number	18.000
Jurisdiction	WARREN NY
Township / Civil Division	LAKE LUZERNE
Census Block Group	2
Census Block	2074
Census Tract	71000

Owner

Source: Warren County and Lake Luzerne Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	140 CONDIT ST, HARRISON, NY 10528-2026
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2025	Warranty Deed, Transfer · Stand-Alone First Mortgage UBANK
Nov 6, 2023	Deed, Transfer
Nov 17, 2020	Warranty Deed, Transfer · Conventional Mortgage ULSTER SVGS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 7, 2025 · Amount on Record
Deed Sale	Feb 7, 2025 · Amount on Record
Prior Sale	Nov 17, 2020 · Amount on Record
Deed Book / Page	7037 / 259
Record Updated	Oct 29, 2026

February 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN NY
Recording Date	Feb 7, 2025
Property Address	746 E RIVER DR, LAKE LUZERNE, NY 12846-2207
Document Number	0070370259
Book / Page	7037 / 259
Instrument Date	Jan 23, 2025
Instrument	2025-0678
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 CONDIT ST, HARRISON, NY 10528-2026

Mortgage

Document Number	0020250679
Date	Feb 7, 2025
Instrument	2025-0679

Lender

Name	UBANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN NY
Recording Date	Nov 6, 2023
Property Address	746 E RIVER DR, LAKE LUZERNE, NY 12846-2207
Document Number	0068580067
Book / Page	6858 / 67
Instrument Date	Nov 3, 2023
Instrument	2023-5890
Transaction Type	Transfer
Record Updated	Mar 21, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 902, FLEISCHMANNS, NY 12430-0902

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN NY
Recording Date	Nov 17, 2020
Property Address	746 E RIVER DR, LAKE LUZERNE, NY 12846-2207
Document Number	0000007736
Book / Page	006228 / 000223
Instrument Date	Oct 30, 2020
Instrument	7736
Transaction Type	Transfer
Record Updated	Dec 3, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,480.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8838 240TH ST BELLEROSE NY 114261236, BELLEROSE, NY 11426-1236

Mortgage

Document Number	7737
Date	Nov 17, 2020
Book Page	006228/000227
Instrument	7737

Lender

Name	ULSTER SVGS BK
Type	Federal Savings Bank
Address	KINGSTON, NY 12401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 16, 2050

Tax Assessment & Valuation

Source: Warren County and Lake Luzerne Town assessment roll, as of April 27, 2026

Property Jurisdictions

Type	Name
State	New York
County	Warren County
County Subdivision	Lake Luzerne Town
Unified School District	Hadley-Luzerne Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,554.00 (+5.12%)
2025	$6,235.00	$296,000 (-) Land $81,000 Building $215,000	$501,700 (+10.17%) Land $137,290 Building $364,410
2024		$296,000 (-) Land $81,000 Building $215,000	$455,400 (+13.85%) Land $124,620 Building $330,780
2023		$296,000 Land $81,000 Building $215,000	$400,000 Land $109,459 Building $290,541

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	9 (1979–2019)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Oct 2019 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 94% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on E River Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures