St. Clair County property record for 7220 Palms Rd, Ira, MI 48023
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,749 sqft · built 1900 |
| Lot Size | 7.8 acres (339,768 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $3,494 (2025) |
| Deeds & Mortgages | Feb 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-23-014-2014-100 |
| Primary APN | 74-23-014-2014-100 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 2,749 sqft Living Area |
| 1st Floor Area | 1,571 sqft |
| Basement Area | 1,571 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 339,768 sqft (7.8 acres) |
| Lot Dimensions | 351 ft deep x 908 ft wide |
| Garage Area | 704 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 7220 PALMS RD |
|---|---|
| City | IRA |
| State | MI |
| Zip | 48023-2613 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | BEG AT E 1/4 COR, TH N 520.45', TH S 89D 30M W 828.56', TH S 1D 54M 17S W 281.71', TH S 88D 50M 26S E 388.08', TH S 8D 40M E |
| Legal Range | 15E |
| Legal Township | 03N |
| Legal Section | 14 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | IRA |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 650100 |
7220 Palms Rd is owner-occupied and held in a trust since April 2016.
Source: St. Clair County records, as of September 17, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 7220 PALMS RD, IRA, MI 48023-2613 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Apr 26, 2016 |
| Transfer Doc | 004714/531 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 7220 PALMS RD, IRA, MI 48023-2613 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2023 |
| Name | Verified Name |
|---|---|
| Address | 7220 PALMS RD, IRA, MI 48023-2613 |
| Document Number | 0005596477 |
|---|---|
| Date | Feb 6, 2023 |
| Book Page | 5596/477 |
| Instrument | 2023001969 |
| Name | ADVIA CU |
|---|---|
| Type | Credit Union |
| Address | KALAMAZOO, MI 49009 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Feb 5, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 7220 Palms Rd was $3,494 with a homeowner's exemption, up 2.3% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Ira Township |
| Unified School District | Algonac Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $197,700 (+6.29%) | $395,400 | |
| 2025 | $3,494.00 (+2.34%) Homeowner's exemption | $186,000 | |
| 2024 | $3,414.00 | $372,000 | |
| 2023 | $156,800 | ||
| 2022 | $3,130.00 | $313,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7220 Palms Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 5 (1982–1987) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Dec 1987 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7220 Palms Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IRA TOWNSHIP serves 6,510 people · EPA ID MI0003390 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| AT&T DSL | 25 / 5 |
May also be available: Duke Broadband, Verizon, Xfinity.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures