Hamilton County property record for 7323 Riverby Dr, Cincinnati, OH 45255
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,592 sqft · built 1990 |
| Lot Size | 1.01 acres (44,083 sqft) |
| Owner | Individual Name on File |
| Last Sale | $537,000 (Jun 2017) |
| Tax Bill | $14,161 (2025) |
| Deeds & Mortgages | Apr 2019 Mortgage Nov 2019 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 500-0253-0023-00 |
| Primary APN | 500-0253-0023-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 3,592 sqft Living Area |
| Gross Area | 4,442 sqft |
| 1st Floor Area | 1,457 sqft |
| 2nd Floor Area | 928 sqft |
| Basement Area | 1,457 sqft |
| Finished Basement | 1,207 sqft |
| Unfinished Basement | 250 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Fiberglass |
| Lot Area | 44,083 sqft (1.01 acres) |
| Lot Dimensions | 180 ft deep x 330 ft wide |
| Garage Type | Attached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 225 sqft |
| Deck Area | Deck Area |
| Patio Area | 245 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 7323 RIVERBY DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45255-3918 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIVERBY RD 330 X 180.52 IRR LOT 16 RIO GRANDE SUBBL B |
| Legal Subdivision | RIO GRANDE SUB |
| Legal Lot Number | 16 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | ANDERSON |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 27500 |
7323 Riverby Dr is owned and occupied by an individual who bought it in June 2017.
Source: Hamilton County records, as of January 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7323 RIVERBY DR, CINCINNATI, OH 45255-3918 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 8, 2019 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK FSB |
| Nov 6, 2019 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK FSB |
| Oct 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK |
| Oct 26, 2021 | Deed of Trust, Mortgage · Line of Credit GUARDIAN SAVINGS BANK |
| Jun 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Jan 18, 2020 | Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L ASSN/CLEVELAND |
| May 25, 2018 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SVGS BK |
| Jun 28, 2017 | Warranty Deed, Transfer · ARM GUARDIAN SAVINGS BANK FSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 28, 2017 · Amount on File |
| Deed Sale | Jun 28, 2017 · Amount on File |
| Prior Sale | Jul 12, 2013 · Amount on File |
| Deed Document Number | 201758347 |
| Deed Book / Page | 13448 / 2986 |
| Prior Transfer Date | Nov 21, 1995 |
| Prior Transfer Doc | 0000058212 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 7323 RIVERBY DR, CINCINNATI, OH 45255-3918 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2022 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000026026 |
|---|---|
| Date | Apr 8, 2019 |
| Book Page | 13891/01651 |
| Instrument | 2019-0026026 |
| Name | GUARDIAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 7323 RIVERBY DR, CINCINNATI, OH 45255-3918 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2022 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000097129 |
|---|---|
| Date | Nov 6, 2019 |
| Book Page | 14039/00617 |
| Instrument | 2019-0097129 |
| Name | GUARDIAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 7323 RIVERBY DR, CINCINNATI, OH 45255-3918 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2022 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000126402 |
|---|---|
| Date | Oct 19, 2021 |
| Book Page | 14526/492 |
| Instrument | 2021-0126402 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 7323 RIVERBY DR, CINCINNATI, OH 45255-3918 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2022 |
| Name | Verified Name |
|---|---|
| Address | 7323 RIVERBY DR, CINCINNATI, OH 45255-3918 |
| Document Number | 0000129774 |
|---|---|
| Date | Oct 26, 2021 |
| Book Page | 14531/1208 |
| Instrument | 2021-0129774 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Oct 11, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 7323 RIVERBY DR, CINCINNATI, OH 45255-3918 |
| Document Number | 0000058744 |
| Instrument Date | Jun 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 7323 RIVERBY DR CINCINNATI OH 452553918, CINCINNATI, OH 45255-3918 |
| Document Number | 0000058744 |
|---|---|
| Date | Jun 22, 2020 |
| Book Page | 014194/000301 |
| Instrument | 58744 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 21, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 7323 RIVERBY DR, CINCINNATI, OH 45255-3918 |
| Document Number | 0000010110 |
| Instrument Date | Jan 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2020 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|---|
| Address | 7323 RIVERBY DR CINCINNATI OH 452553918, CINCINNATI, OH 45255-3918 |
| Document Number | 0000010110 |
|---|---|
| Date | Jan 30, 2020 |
| Book Page | 014094/000463 |
| Instrument | 10110 |
| Name | THIRD FED'L S&L ASSN/CLEVELAND |
|---|---|
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 29, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 7323 RIVERBY DR, CINCINNATI, OH 45255-3918 |
| Document Number | 0000046417 |
| Instrument Date | May 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 5, 2018 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Name | Verified Name |
|---|---|
| Address | 7323 RIVERBY DR CINCINNATI OH 452553918, CINCINNATI, OH 45255-3918 |
| Document Number | 0000046417 |
|---|---|
| Date | Jun 1, 2018 |
| Book Page | 013680/000106 |
| Instrument | 46417 |
| Name | GUARDIAN SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 31, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jun 28, 2017 |
| Property Address | 7323 RIVERBY DR, CINCINNATI, OH 45255-3918 |
| Document Number | 0000008347 |
| Book / Page | 13448 / 02986 |
| Map Reference | MB 216 PG 92-93 |
| Instrument Date | Jun 6, 2017 |
| Instrument | 17-0058347 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,611.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7323 RIVERBY DR, CINCINNATI, OH 45255-3918 |
| Document Number | 0000008348 |
|---|---|
| Date | Jun 28, 2017 |
| Instrument | 17-0058348 |
| Name | GUARDIAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 4.87% |
| Index | 1-Year CMT |
| Max Rate | 8.87% |
The 2025 property tax bill for 7323 Riverby Dr was $14,161, up 2.9% from the year before.
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Anderson Township |
| Unified School District | Forest Hills Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,161.00 (+2.9%) | $226,696 (+%) Land $55,346 Building $171,350 | $647,700 Land $158,130 Building $489,570 |
| 2024 | $13,762.00 (+4.47%) | $226,694 (-) Land $55,345 Building $171,349 | |
| 2023 | $13,173.00 (+8.1%) | $226,694 (+20.61%) Land $55,345 Building $171,349 | $647,700 Land $158,130 Building $489,570 |
| 2022 | $12,186.00 Homeowner's exemption | $187,951 Land $55,346 Building $132,605 | |
| 2020 | $537,000 Land $158,130 Building $378,870 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 7323 Riverby Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2025) |
| Most Recent Claim | Apr 2025 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7323 Riverby Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures