Miami County property record for 732 E Spring St, Covington, OH 45318 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2017 |
| Square Footage | 1,499 sqft Living Area |
| Lot Size | 12,240 sqft (0.281 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $34,000 (2017) |
| Tax Bill | $3,307.00 (2025) |
| Primary APN | H19-011920 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,499 sqft Living Area |
| 1st Floor | 2,998 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Conventional Style |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Construction Type | Frame Construction |
| Lot Area | 12,240 sqft (0.281 acres) |
| Depth X Width | 102 ft x 119 ft Depth x Width |
| Parking Spaces | 3 Parking Spaces |
| Garage Area | 746 sqft Garage |
| Total Buildings | 2 Total Buildings |
|---|---|
| Patio Area | 140 sqft Patio |
| Porch Area | 144 sqft Porch |
| Canopy Area | 24 sqft Canopy |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 732 E SPRING ST |
|---|---|
| City | COVINGTON |
| State | OH |
| Zip | 45318-1545 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | IL 1333 |
| Legal Subdivision | SINK SUBDIVISION |
| Legal Lot Number | 1333 |
| Jurisdiction | MIAMI OH |
| Minor Civil Division | NEWBERRY |
| Census Blockgroup | 2 |
| Census Block | 2047 |
| Census Tract | 325000 |
Source: Miami County records · APN H19-011920
Assessment roll updated March 6, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 732 E SPRING ST, COVINGTON, OH 45318-1545 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 04, 2021 | Deed of Trust, Mortgage · Line of Credit GREENVILLE FEDERAL |
| Aug 31, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GREENVILLE FEDERAL |
| Apr 04, 2017 | Warranty Deed, Transfer · Line of Credit GREENVILLE FED'L |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 04, 2017 · Amount on Record |
| Deed Sale | Apr 04, 2017 · Amount on Record |
| Deed Doc Number | 20172017OR-04002 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 732 E SPRING ST, COVINGTON, OH 45318-1545 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000042 |
|---|---|
| Date | Jan 04, 2021 |
| Instrument | 2021OR-00042 |
| Name | GREENVILLE FEDERAL |
|---|---|
| Type | Bank |
| Address | GREENVILLE, OH 45331 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 732 E SPRING ST, COVINGTON, OH 45318-1545 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000012332 |
|---|---|
| Date | Aug 31, 2020 |
| Instrument | 2020OR-12332 |
| Name | GREENVILLE FEDERAL |
|---|---|
| Type | Bank |
| Address | GREENVILLE, OH 45331 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Apr 04, 2017 |
| Property Address | 732 E SPRING ST, COVINGTON, OH 45318-1545 |
| Document Number | 0000004002 |
| Instrument Date | Mar 31, 2017 |
| Instrument | 4002 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $68.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 690 WAGNER AVE GREENVILLE OH 453312649, GREENVILLE, OH 45331-2649 |
| Document Number | 4005 |
|---|---|
| Date | Apr 04, 2017 |
| Instrument | 4005 |
| Name | GREENVILLE FED'L |
|---|---|
| Type | Funding / Finance Company |
| Address | GREENVILLE, OH 45331 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 03, 2027 |
| Rate Type | Adjustable Rate |
|---|
| Document Number | 4003, |
|---|---|
| Date | Apr 04, 2017 |
| Instrument | 4003 |
| Name | GREENVILLE FED'L |
|---|---|
| Type | Funding / Finance Company |
| Address | GREENVILLE, OH 45331 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 03, 2047 |
Source: Miami County records · Assessment roll updated March 6, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Newberry Township |
| Municipality | Covington Village |
| Unified School District | Covington Exempted Village School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,307.00 (+4.49%) Homeowner's exemption | $109,490 (+29.53%) Land $13,830 Building $95,660 | $312,800 (+29.52%) Land $39,500 Building $273,300 |
| 2024 | $3,165.00 (+3.8%) Homeowner's exemption | $84,530 (-) Land $14,910 Building $69,620 | |
| 2023 | $3,049.00 (-3.42%) Homeowner's exemption | $84,530 (-) Land $14,910 Building $69,620 | $241,500 (-) Land $42,600 Building $198,900 |
| 2022 | $3,157.00 Homeowner's exemption | $84,530 Land $14,910 Building $69,620 | $241,500 Land $42,600 Building $198,900 |
Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Low above 4% of the US · above 19% of Ohio |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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