Miami County property record for 731 E Spring St, Covington, OH 45318 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2017 |
| Square Footage | 2,160 sqft Living Area |
| Lot Size | 19,558 sqft (0.449 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $38,000 (2017) |
| Tax Bill | $5,587.00 (2025) |
| Primary APN | H19-011918 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,160 sqft Living Area |
| 1st Floor | 4,320 sqft 1st Floor |
| Basement Area | 2,160 sqft Basement |
| Finished Basement | 1,000 sqft Finished |
| Unfinished Basement | 1,160 sqft Unfinished |
| Family Room | Family Room |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Conventional Style |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Construction Type | Frame Construction |
| Lot Area | 19,558 sqft (0.449 acres) |
| Depth X Width | 195 ft x 101 ft Depth x Width |
| Parking Spaces | 3 Parking Spaces |
| Garage Area | 768 sqft Garage |
| Total Buildings | 2 Total Buildings |
| Patio Area | 168 sqft Patio |
| Porch Area | 512 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 731 E SPRING ST |
|---|---|
| City | COVINGTON |
| State | OH |
| Zip | 45318-1544 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | IL 1332 |
| Legal Subdivision | SINK SUBDIVISION |
| Legal Lot Number | 1332 |
| Jurisdiction | MIAMI OH |
| Minor Civil Division | NEWBERRY |
| Census Blockgroup | 2 |
| Census Block | 2047 |
| Census Tract | 325000 |
Source: Miami County records · APN H19-011918
Assessment roll updated March 6, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 731 E SPRING ST, COVINGTON, OH 45318-1544 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 29, 2026 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| Aug 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| May 17, 2018 | Deed of Trust, Mortgage · Conventional Mortgage WESTERN OHIO MORTGAGE CORP |
| Oct 26, 2017 | Trustee's Deed, Construction Loan · Building or Construction Mortgage WESTERN OH MTG |
| Apr 19, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 19, 2017 · Amount on Record |
| Deed Sale | Apr 19, 2017 · Amount on Record |
| Deed Doc Number | 20172017OR-04633 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 731 E SPRING ST, COVINGTON, OH 45318-1544 |
| Transaction Type | Mortgage |
| Record Updated | Feb 06, 2026 |
| Name | Verified Name |
|---|---|
| Address | 731 E SPRING ST, COVINGTON, OH 45318-1544 |
| Document Number | 0000001130 |
|---|---|
| Date | Jan 29, 2026 |
| Instrument | 2026OR-01130 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | 951 W YAMATO RD STE 175, BOCA RATON, FL 33431 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 731 E SPRING ST, COVINGTON, OH 45318-1544 |
| Transaction Type | Mortgage |
| Record Updated | Sep 02, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000014126 |
|---|---|
| Date | Aug 12, 2021 |
| Instrument | 2021OR-14126 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CONSHOHOCKEN, PA 19428 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 731 E SPRING ST, COVINGTON, OH 45318-1544 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000005996 |
|---|---|
| Date | May 17, 2018 |
| Instrument | 2018OR-05996 |
| Name | WESTERN OHIO MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Oct 26, 2017 |
| Property Address | 731 E SPRING ST, COVINGTON, OH 45318-1544 |
| Instrument Date | Oct 20, 2017 |
| Instrument | 13076 |
| Transaction Type | Construction Loan |
| Record Updated | Nov 21, 2017 |
| Name | Verified Name |
|---|---|
| Address | SPRING ST #1332 COVINGTON OH 45318, 1332, COVINGTON, OH 45318 |
| Document Number | 0000013076 |
|---|---|
| Date | Oct 26, 2017 |
| Instrument | 13076 |
| Name | WESTERN OH MTG |
|---|---|
| Type | Mortgage Company |
| Address | SIDNEY, OH 45365 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Oct 25, 2018 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Apr 19, 2017 |
| Property Address | 731 E SPRING ST, COVINGTON, OH 45318-1544 |
| Document Number | 0000004633 |
| Instrument Date | Apr 14, 2017 |
| Instrument | 4633 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $76.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 1848 TOWNE PARK DR #APT1A TROY OH 453738319, TROY, OH 45373-8319 |
Source: Miami County records · Assessment roll updated March 6, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Newberry Township |
| Municipality | Covington Village |
| Unified School District | Covington Exempted Village School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,587.00 (+7.28%) Homeowner's exemption | $184,980 (+33.02%) Land $16,350 Building $168,630 | $528,500 (+33.02%) Land $46,700 Building $481,800 |
| 2024 | $5,208.00 (+3.81%) Homeowner's exemption | $139,060 (-) Land $17,710 Building $121,350 | |
| 2023 | $5,017.00 (-3.41%) Homeowner's exemption | $139,060 (-) Land $17,710 Building $121,350 | $397,300 (-) Land $50,600 Building $346,700 |
| 2022 | $5,194.00 Homeowner's exemption | $139,060 Land $17,710 Building $121,350 | $397,300 Land $50,600 Building $346,700 |
Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures