725 E Spring St, Covington, OH 45318 Property Records

Miami County property record for 725 E Spring St, Covington, OH 45318 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 2014
Square Footage	1,152 sqft Living Area
Lot Size	17,947 sqft (0.412 acres)
Occupancy	Owner Occupied
Last Sale	$150,000 (2021)
Tax Bill	$1,933.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`H19-010650`
Alternative APNs	`080529.3-09-003-00` `H19SH024 02600`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Building Area	1,152 sqft Living Area
1st Floor	2,304 sqft 1st Floor
Basement Area	576 sqft Basement
Unfinished Basement	576 sqft Unfinished
Game Room	Game Room
Stories	1 Stories

Exterior

Year Built	Built 1948
Effective Year Built	Effective 2014
Architectural Style	Conventional Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Lot Area	17,947 sqft (0.412 acres)
Depth X Width	195 ft x 92 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Area	575 sqft Garage
Porch Area	355 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating
Heating Fuel	Gas Heating Fuel
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Street Address	725 E SPRING ST
City	COVINGTON
State	OH
Zip	45318-1544
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	IL 1084 92'
Legal Lot Number	1084
Jurisdiction	MIAMI OH
Minor Civil Division	NEWBERRY
Census Blockgroup	2
Census Block	2047
Census Tract	325000

Owner

Source: Miami County records · APN H19-010650

Assessment roll updated March 6, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	725 E SPRING ST, COVINGTON, OH 45318-1544
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 23, 2021 · Amount on Record
Deed Sale	Jun 23, 2021 · Amount on Record
Prior Sale	Jun 23, 2021 · Amount on Record
Deed Doc Number	20212021OR-11058
Record Refreshed	Jun 08, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Jun 23, 2021
Property Address	725 E SPRING ST, COVINGTON, OH 45318-1544
Document Number	0000011058
Map Reference	MB 6 PG 19
Instrument Date	Jun 17, 2021
Instrument	2021OR-11058
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	725 E SPRING ST, COVINGTON, OH 45318-1544

Mortgage

Document Number	0000011059
Date	Jun 23, 2021
Instrument	2021OR-11059

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2051

Tax Assessment & Valuation

Source: Miami County records · Assessment roll updated March 6, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Newberry Township
Municipality	Covington Village
Unified School District	Covington Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,933.00 (+6.8%) Homeowner's exemption	$59,230 (+22.53%) Land $15,440 Building $43,790	$169,200 (+22.52%) Land $44,100 Building $125,100
2024	$1,810.00 (+3.78%) Homeowner's exemption	$48,340 (-) Land $16,700 Building $31,640
2023	$1,744.00 (-3.38%) Homeowner's exemption	$48,340 (-) Land $16,700 Building $31,640	$138,100 (-) Land $47,700 Building $90,400
2022	$1,805.00 Homeowner's exemption	$48,340 Land $16,700 Building $31,640	$138,100 Land $47,700 Building $90,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.