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722 E Spring St, Covington, OH 45318 Property Records

Miami County property record for 722 E Spring St, Covington, OH 45318 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1963
Square Footage1,226 sqft Living Area
Lot Size12,545 sqft (0.288 acres)
OccupancyOwner Occupied
Last Sale$100,000 (2023)
Tax Bill$1,810.00 (2025)

Property Details

APN / Parcel Number

Primary APNH19-004950
Alternative APNs
  • 080529.3-08-013-00
  • H19SH024 02200

Interior

Bedrooms3 Beds
Full Baths1 Baths
Partial Baths1 Partial Baths
Total Rooms5 Rooms
Building Area1,226 sqft Living Area
1st Floor2,452 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Architectural StyleConventional Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Lot Area12,545 sqft (0.288 acres)
Depth X Width79.5 ft x 157 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage Area576 sqft Garage
Patio Area216 sqft Patio
Porch Area160 sqft Porch

Utilities and HVAC

Cooling SystemNone Cooling
Heating SystemHVAC Heating
Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address722 E SPRING ST
CityCOVINGTON
StateOH
Zip45318-1545
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionINLOT 1353
Legal SubdivisionVILLAGE OF COVINGTON
Legal Lot Number1353
JurisdictionMIAMI OH
Minor Civil DivisionNEWBERRY
Census Blockgroup2
Census Block2047
Census Tract325000

Owner

Source: Miami County records · APN H19-004950

Assessment roll updated March 6, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address722 E SPRING ST, COVINGTON, OH 45318-1545
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 29, 2026Deed of Trust, Mortgage · Line of Credit
FARMERS MERCHANTS STATE BANK
Oct 05, 2023Warranty Deed, Transfer · Conventional Mortgage
THE FARMERS & MERCHANTS STATE BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 05, 2023 · Amount on Record
Deed SaleOct 05, 2023 · Amount on Record
Prior SaleJan 01, 1990
Deed Doc Number202311082
Prior Transfer DateOct 04, 2023
Prior Transfer Doc0000011081
Record RefreshedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIAMI OH
Recording DateMay 29, 2026
Property Address722 E SPRING ST, COVINGTON, OH 45318-1545
Document Number0000006474
Instrument DateMay 22, 2026
Instrument20266474
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address722 E SPRING ST, COVINGTON, OH 45318-1545

Mortgage

Document Number0000006474,
DateMay 29, 2026
Instrument20266474
Lender
NameFARMERS MERCHANTS STATE BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJun 20, 2036
Interest
Rate6.23%
Max Rate-1%

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMIAMI OH
Recording DateOct 05, 2023
Property Address722 E SPRING ST, COVINGTON, OH 45318-1545
Document Number0000011082
Map ReferenceMB 30 PG 40
Instrument DateOct 04, 2023
Instrument2023OR-11082
Transaction TypeTransfer
Record UpdatedOct 24, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded Values by County

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address722 E SPRING ST, COVINGTON, OH 45318-1545

Mortgage

Document Number0000011083
DateOct 05, 2023
Instrument2023OR-11083
Lender
NameTHE FARMERS & MERCHANTS STATE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2053

Tax Assessment & Valuation

Source: Miami County records · Assessment roll updated March 6, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateOhio
CountyMiami County
County SubdivisionNewberry Township
MunicipalityCovington Village
Unified School DistrictCovington Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,810.00 (-30.84%) Homeowner's exemption$59,920 (-14.28%) Land $14,910 Building $45,010$171,200 (-14.27%) Land $42,600 Building $128,600
2024$2,617.00 (+84.3%) Homeowner's exemption$69,900 (+44.6%) Land $16,170 Building $53,730
2023$1,420.00 (-4.38%) Homeowner's exemption$48,340 (-) Land $16,170 Building $32,170$199,700 (+44.61%) Land $46,200 Building $153,500
2022$1,485.00 Homeowner's exemption$48,340 Land $16,170 Building $32,170$138,100 Land $46,200 Building $91,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 4% of the US · above 19% of Ohio
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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