Harford County property record for 732 Dowers Rd, Abingdon, MD 21009
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,532 sqft · built 2019 |
| Lot Size | 0.279 acres (12,153 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $531,151 (Mar 2019) |
| Tax Bill | $7,386 (2026) |
| Deeds & Mortgages | May 2021 Mortgage Oct 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-398893 |
| Primary APN | 01-398893 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,532 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 12,153 sqft (0.279 acres) |
| Garage Type | Mixed |
| Garage Area | 525 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 120 sqft |
| Deck Area | 247 sqft |
| Patio Area | 247 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 398893 |
|---|---|
| Street Address | 732 DOWERS RD |
| City | ABINGDON |
| State | MD |
| Zip | 21009-1564 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1COS |
| Legal Description | LOT 89 12153 SF 732 DOWERS ROAD LAUREL RIDGE 144/15 |
| Legal Subdivision | PLAT FOUR LAUREL RIDGE |
| Legal Lot Number | 89 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 301108 |
Source: Harford County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 732 DOWERS RD, ABINGDON, MD 21009-1564 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage DIRECT MORTGAGE LOANS LLC |
| Oct 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM FCU |
| Dec 26, 2019 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Mar 13, 2019 | Deed, Transfer · FHA Mortgage TBI MORTGAGE COMPANY |
| Mar 28, 2018 | Loan Modification, Mortgage NORMAN B HOOKER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 13, 2019 · Amount on Record |
| Deed Sale | Mar 13, 2019 · Amount on Record |
| Deed Book / Page | 13185 / 102 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 732 DOWERS RD, ABINGDON, MD 21009-1564 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0147490305 |
|---|---|
| Date | May 14, 2021 |
| Book Page | 14749/305 |
| Name | DIRECT MORTGAGE LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | HUNT VALLEY, MD 21031 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 732 DOWERS RD, ABINGDON, MD 21009-1564 |
| Document Number | 0142730271 |
| Instrument Date | Oct 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 732 DOWERS RD ABINGDON MD 210091564, ABINGDON, MD 21009-1564 |
| Document Number | 0142730271 |
|---|---|
| Date | Nov 18, 2020 |
| Book Page | 014273/000271 |
| Name | FREEDOM FCU |
|---|---|
| Type | Credit Union |
| Address | BEL AIR, MD 21014 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 17, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 732 DOWERS RD, ABINGDON, MD 21009-1564 |
| Document Number | 0136450396 |
| Instrument Date | Dec 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2020 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 732 DOWERS RD ABINGDON MD 210091564, ABINGDON, MD 21009-1564 |
| Document Number | 0136450396 |
|---|---|
| Date | Jan 16, 2020 |
| Book Page | 013645/000396 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 15, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Mar 13, 2019 |
| Property Address | 732 DOWERS RD, ABINGDON, MD 21009-1564 |
| Document Number | 0131850102 |
| Book / Page | 13185 / 0102 |
| Map Reference | MB 144 FO 15 |
| Instrument Date | Mar 1, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | WESTMINSTER TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 732 DOWERS RD, ABINGDON, MD 21009-1564 |
| Document Number | 0013185107 |
|---|---|
| Date | Mar 13, 2019 |
| Instrument | 13185/107 |
| Name | TBI MORTGAGE COMPANY |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Mar 28, 2018 |
| Property Address | 732 DOWERS RD, ABINGDON, MD 21009-1564 |
| Document Number | 0127530159 |
| Book / Page | 012753 / 000159 |
| Instrument Date | Mar 9, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership |
| Document Number | 127530159 |
|---|---|
| Date | Mar 28, 2018 |
| Book Page | 012753/000159 |
| Name | NORMAN B HOOKER |
|---|
| Amount | Amount Recorded |
|---|
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,386.00 (+16.72%) Homeowner's exemption | $677,700 (+22.86%) Land $172,900 Building $504,800 | $677,700 (+22.86%) Land $172,900 Building $504,800 |
| 2025 | $6,328.00 (+5.27%) Homeowner's exemption | ||
| 2023 | $551,600 Land $172,900 Building $378,700 | $551,600 Land $172,900 Building $378,700 | |
| 2022 | $6,011.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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