Harford County property record for 737 Dowers Rd, Abingdon, MD 21009
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 4,513 sqft · built 2018 |
| Lot Size | 0.285 acres (12,414 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $655,613 (Oct 2018) |
| Tax Bill | $9,229 (2026) |
| Deeds & Mortgages | Nov 2021 Mortgage Jun 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-398889 |
| Primary APN | 01-398889 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,513 sqft Total Area |
| Basement Area | 1,050 sqft |
| Finished Basement | 1,050 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 12,414 sqft (0.285 acres) |
| Garage Type | Built-in |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 128 sqft |
| Deck Area | 255 sqft |
| Patio Area | 439 sqft |
| Tennis Court | Tennis Court |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 398889 |
|---|---|
| Street Address | 737 DOWERS RD |
| City | ABINGDON |
| State | MD |
| Zip | 21009-1571 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1COS |
| Legal Description | LOT 77 12414 SF 737 DOWERS ROAD LAUREL RIDGE 144/15 |
| Legal Subdivision | FINAL PLAT FOUR LAUREL RIDGE |
| Legal Lot Number | 77 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 301108 |
737 Dowers Rd is owned and occupied by two individuals who bought it in October 2018.
Source: Harford County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 737 DOWERS RD, ABINGDON, MD 21009-1571 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 23, 2021 | Deed of Trust, Mortgage · VA Mortgage NAVY FCU |
| Jun 13, 2020 | Deed of Trust, Mortgage · VA Mortgage NAVY FCU |
| Oct 22, 2018 | Grant Deed, Transfer NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 22, 2018 · Amount on File |
| Deed Sale | Oct 22, 2018 · Amount on File |
| Deed Book / Page | 13029 / 139 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 737 DOWERS RD, ABINGDON, MD 21009-1571 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Title Company | NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 0152040042 |
|---|---|
| Date | Nov 23, 2021 |
| Book Page | 15204/42 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 737 DOWERS RD, ABINGDON, MD 21009-1571 |
| Document Number | 0139280065 |
| Instrument Date | Jun 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2020 |
| Title Company | CHAMPION TITLE AGENCY, CHAMPION TITLE & SETTLEMENTS |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 737 DOWERS RD ABINGDON MD 210091571, ABINGDON, MD 21009-1571 |
| Document Number | 0139280065 |
|---|---|
| Date | Jun 19, 2020 |
| Book Page | 013928/000065 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 18, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Oct 22, 2018 |
| Property Address | 737 DOWERS RD, ABINGDON, MD 21009-1571 |
| Document Number | 0130290139 |
| Book / Page | 013029 / 000139 |
| Instrument Date | Oct 5, 2018 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2018 |
| Title Company | OMNI LAND SETTLEMENT CORPORATION |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $655.61 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 737 DOWERS RD ABINGDON MD 210091571, ABINGDON, MD 21009-1571 |
| Document Number | 130290144 |
|---|---|
| Date | Oct 22, 2018 |
| Book Page | 013029/000144 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Oct 21, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
The 2026 property tax bill for 737 Dowers Rd was $9,229 with a homeowner's exemption, up 18.2% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,229.00 (+18.17%) Homeowner's exemption | $846,800 Land $172,900 Building $673,900 | $846,800 Land $172,900 Building $673,900 |
| 2025 | $7,810.00 Homeowner's exemption | ||
| 2023 | $680,400 Land $172,900 Building $507,500 | $680,400 Land $172,900 Building $507,500 | |
| 2022 | $7,415.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 737 Dowers Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 737 Dowers Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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