Harford County property record for 727 Dowers Rd, Abingdon, MD 21009
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,648 sqft · built 2017 |
| Lot Size | 0.328 acres (14,287 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $633,400 (May 2017) |
| Tax Bill | $8,184 (2026) |
| Deeds & Mortgages | Jul 2021 Mortgage May 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-398911 |
| Primary APN | 01-398911 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,648 sqft Total Area |
| Basement Area | 1,400 sqft |
| Finished Basement | 1,400 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 14,287 sqft (0.328 acres) |
| Garage Type | Built-in |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 88 sqft |
| Deck Area | 216 sqft |
| Patio Area | 660 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 398911 |
|---|---|
| Street Address | 727 DOWERS RD |
| City | ABINGDON |
| State | MD |
| Zip | 21009-1571 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1COS |
| Legal Description | LOT 12 14287 SF 727 DOWERS ROAD LAUREL RIDGE 144/16 |
| Legal Subdivision | PLAT FIVE LAUREL RIDGE |
| Legal Lot Number | 12 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 301108 |
727 Dowers Rd is owned and occupied by two individuals who bought it in May 2017.
Source: Harford County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 727 DOWERS RD, ABINGDON, MD 21009-1571 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MERIDIAN BANK |
| May 22, 2017 | Deed, Transfer · Conventional Mortgage TBI MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 22, 2017 · Amount on File |
| Deed Sale | May 22, 2017 · Amount on File |
| Deed Document Number | 201712353-0350 |
| Deed Book / Page | 12353 / 350 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 727 DOWERS RD, ABINGDON, MD 21009-1571 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2021 |
| Title Company | WESTERN TITLE AND ESCROW COMPANY, TERRAIN TITLE & ESCROW CO |
| Name | Verified Name |
|---|
| Document Number | 0148940338 |
|---|---|
| Date | Jul 14, 2021 |
| Book Page | 14894/338 |
| Name | MERIDIAN BANK |
|---|---|
| Type | Bank |
| Address | BLUE BELL, PA 19422 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 173 Months |
| Due | Dec 1, 2035 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | May 22, 2017 |
| Property Address | 727 DOWERS RD, ABINGDON, MD 21009-1571 |
| Document Number | 0123530350 |
| Book / Page | 12353 / 0350 |
| Map Reference | MB144 FO16 |
| Instrument Date | Mar 24, 2017 |
| Instrument | 12353-0350 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2021 |
| Title Company | UNIVERSAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $9,201.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Venture |
| Address | 727 DOWERS RD, ABINGDON, MD 21009-1571 |
| Document Number | 123530355 |
|---|---|
| Date | May 22, 2017 |
| Instrument | 12353-0355 |
| Name | TBI MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Apr 1, 2047 |
The 2026 property tax bill for 727 Dowers Rd was $8,184 with a homeowner's exemption, up 16.2% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,184.00 (+16.2%) Homeowner's exemption | $750,900 Land $173,100 Building $577,800 | $750,900 Land $173,100 Building $577,800 |
| 2025 | $7,043.00 Homeowner's exemption | ||
| 2023 | $614,000 Land $173,100 Building $440,900 | $614,000 Land $173,100 Building $440,900 | |
| 2022 | $6,691.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 727 Dowers Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 727 Dowers Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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