Harford County property record for 730 Dowers Rd, Abingdon, MD 21009
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 3,723 sqft · built 2017 |
| Lot Size | 0.246 acres (10,715 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $760,000 (Jan 2025) |
| Tax Bill | $7,520 (2026) |
| Deeds & Mortgages | Mar 2020 Mortgage Mar 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-398894 |
| Primary APN | 01-398894 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,723 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 10,715 sqft (0.246 acres) |
| Garage Type | Mixed |
| Garage Area | 546 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 78 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 398894 |
|---|---|
| Street Address | 730 DOWERS RD |
| City | ABINGDON |
| State | MD |
| Zip | 21009-1564 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1COS |
| Legal Description | LOT 90 10715 SF 730 DOWERS ROAD LAUREL RIDGE 144/15 |
| Legal Subdivision | FOUR LAUREL RIDGE |
| Legal Lot Number | 90 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 301108 |
Source: Harford County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 730 DOWERS RD, ABINGDON, MD 21009-1564 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage US WIDE FINANCIAL LLC |
| Mar 2, 2017 | Deed, Transfer · ARM US WIDE FINANCIAL LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 30, 2025 · Amount on Record |
| Deed Sale | Jan 30, 2025 · Amount on Record |
| Prior Sale | Mar 2, 2017 · Amount on Record |
| Deed Book / Page | 16545 / 17 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 730 DOWERS RD, ABINGDON, MD 21009-1564 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0137410345 |
|---|---|
| Date | Mar 16, 2020 |
| Book Page | 13741/345 |
| Name | US WIDE FINANCIAL LLC |
|---|---|
| Type | Lending Institution |
| Address | SAINT LOUIS, MO 63146 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2035 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Mar 2, 2017 |
| Property Address | 730 DOWERS RD, ABINGDON, MD 21009-1564 |
| Document Number | 0122470184 |
| Book / Page | 12247 / 0184 |
| Map Reference | MB144 FO15 |
| Instrument Date | Feb 22, 2017 |
| Instrument | 12247-0184 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,008.21 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 730 DOWERS RD, ABINGDON, MD 21009-1564 |
| Document Number | 122470190 |
|---|---|
| Date | Mar 2, 2017 |
| Instrument | 12247-0190 |
| Name | US WIDE FINANCIAL LLC |
|---|---|
| Type | Lending Institution |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Type Change Date | Mar 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.62% |
| Index | 1-Year LIBOR |
| Max Rate | 8.62% |
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,520.00 (+87.67%) Homeowner's exemption | $690,000 (+21.61%) Land $172,800 Building $517,200 | $690,000 (+21.61%) Land $172,800 Building $517,200 |
| 2025 | $4,007.00 (-35.2%) Homeowner's exemption | ||
| 2023 | $567,400 Land $172,800 Building $394,600 | $567,400 Land $172,800 Building $394,600 | |
| 2022 | $6,184.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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