7314 River Rd, Prospect, KY 40059 Property Records

Louisville/Jefferson County Metro Government property record for 7314 River Rd, Prospect, KY 40059

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,732 sqft · built 1925
Lot Size1.34 acres (58,370 sqft)
OwnerIndividual on Record
Tax Bill$1,507 (2025)
Flood ZoneZone X (minimal risk)
APN21020500200000

Property Details

APN / Parcel Number

Primary APN21020500200000
Alternative APNs
  • 020500200000
  • 00001509

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,732 sqft Finished Area
Basement Area306 sqft
FlooringCovered
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeWood
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area58,370 sqft (1.34 acres)
Lot Dimensions542 ft deep x 110 ft wide
Garage TypeDetached
Garage Area240 sqft
Parking Spaces1 Parking Space
Patio Area189 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number00001509
Street Address7314 RIVER RD
CityPROSPECT
StateKY
Zip40059-9612
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR4-RESIDEN
Legal DescriptionIRREGULAR, WS RIVER ST, TRANSYLVANIA SUBDIVISION, PB.4, PG.84, 1.34 AC +/-
Legal SubdivisionTRANSYLVANIA SUBDIVISION
Legal TractANSYLVANIA
JurisdictionJEFFERSON KY
Township / Civil DivisionEAST JEFFERSON
Census Block Group3
Census Block3002
Census Tract7502

Owner

Source: Louisville/Jefferson County Metro Government assessment roll, as of December 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual on Record
Mailing Address7314 RIVER RD, PROSPECT, KY 40059-9612
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJul 7, 2009
Transfer DocDN2009102458
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government assessment roll, as of December 16, 2025

Property Jurisdictions

TypeName
StateKentucky
County / Consolidated CityLouisville/Jefferson County Metro Government
Unified School DistrictJefferson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,507.00 (-5.58%) Homeowner's exemption$184,200 (-) Land $55,520 Building $128,680
2024$184,200 (-) Land $55,520 Building $128,680
2023$1,596.00 (-4.37%) Homeowner's exemption$184,200 (-) Land $55,520 Building $128,680$184,200 (-) Land $55,520 Building $128,680
2022$1,669.00 Homeowner's exemption$184,200 Land $55,520 Building $128,680$184,200 Land $55,520 Building $128,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 43 individual policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies55 units insured
incl. 12 condo units
Nearby Flood Claims58 (1991–2025)
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 22 claims
  • Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Mar 2018 · 12 claims
  • Severe Storms, Tornadoes, And Flooding, May 2011 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUISVILLE WATER COMPANY
private · serves 806,997 people · EPA ID KY0560258
Water SourceSurface water
Last State InspectionOct 2023
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
AT&T
Fixed Wireless · DSL
100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on River Rd

Nearby Streets

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