7312 River Rd, Prospect, KY 40059 Property Records

Louisville/Jefferson County Metro Government property record for 7312 River Rd, Prospect, KY 40059

Property Summary

Property Type	Residential Vacant Land
Details	1 bd · 1 ba · 1,702 sqft · built 1925
Lot Size	2.5 acres (108,944 sqft)
Owner	2 Company Names on Record
Last Sale	$300,000 (Jul 2026)
Tax Bill	$4,464 (2025)
Deeds & Mortgages	Jul 2026 Sale Apr 2026 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21020500120068`

Property Details

APN / Parcel Number

Primary APN	`21020500120068`
Alternative APNs	`020500120068` `00001551`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	1,702 sqft Finished Area
Basement Area	1,064 sqft
Flooring	Covered
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	108,944 sqft (2.5 acres)
Garage Type	Mixed
Garage Area	490 sqft
Patio Area	136 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central

Location & Zoning

Account Number	00001551
Street Address	7312 RIVER RD
City	PROSPECT
State	KY
Zip	40059-9612
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	R4-RESIDEN
Legal Description	3.815 ACRES PT LOT 67 TRANSYLVANIA
Legal Subdivision	TOWN OF TRANSYLVANIA
Legal Tract	ANSYLVANIA
Legal Lot Number	67
Jurisdiction	JEFFERSON KY
Township / Civil Division	EAST JEFFERSON
Census Block Group	3
Census Block	3002
Census Tract	7502

Owner

Source: Louisville/Jefferson County Metro Government records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	13304 W HIGHWAY 42, PROSPECT, KY 40059-9202
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Re-recorded Document NONE LISTED ON DOCUMENT
Apr 29, 2026	Deed of Trust, Mortgage · Line of Credit FIRST HARRISON BANK
Jun 17, 2025	Warranty Deed, Transfer · Line of Credit FIRST HARRISON BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2026 · Amount on Record
Deed Sale	Jul 15, 2026 · Amount on Record
Prior Sale	Jun 17, 2025 · Amount on Record
Deed Document Number	202684783
Deed Book / Page	13372 / 388
Prior Transfer Date	Apr 28, 2026
Prior Transfer Doc	0000084783
Record Updated	Oct 29, 2026

July 2026: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	JEFFERSON KY
Recording Date	Jul 15, 2026
Property Address	7312 RIVER RD, PROSPECT, KY 40059-9612
Document Number	0000084783
Book / Page	13372 / 388
Instrument Date	Apr 28, 2026
Instrument	202684783
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$30,300.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	13304 W HIGHWAY 42, PROSPECT, KY 40059-9202

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Recording Date	Apr 29, 2026
Property Address	7312 RIVER RD, PROSPECT, KY 40059-9612
Document Number	0000048886
Book / Page	19771 / 429
Instrument Date	Apr 28, 2026
Instrument	202648886
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	13304 W HIGHWAY 42, PROSPECT, KY 40059-9202

Mortgage

Document Number	0000048886,
Date	Apr 29, 2026
Book Page	19771/429
Instrument	202648886

Lender

Name	FIRST HARRISON BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Apr 28, 2031

Interest

Rate	6.46%
Max Rate	-1%

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON KY
Recording Date	Jun 17, 2025
Property Address	7312 RIVER RD, PROSPECT, KY 40059-9612
Document Number	0000076185
Book / Page	D 13092 / 421
Instrument Date	Jun 16, 2025
Instrument	2025076185
Transaction Type	Transfer
Record Updated	Dec 19, 2025

Transaction

Amount	Amount Recorded
Tax	$1,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	108 DAVENTRY LN STE 200, 200, LOUISVILLE, KY 40223-3872

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3515 MATTINGLY RD, BUCKNER, KY 40010-8801

Mortgage

Document Number	0000076186
Date	Jun 17, 2025
Instrument	2025076186

Lender

Name	FIRST HARRISON BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jun 16, 2030

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,464.00 (-3.63%)	$400,000 (-) Land $400,000
2024			$400,000 (-) Land $400,000
2023	$4,632.00 (-0.34%)	$400,000 (-) Land $390,000 Building $10,000	$400,000 (-) Land $390,000 Building $10,000
2022	$4,648.00	$400,000 Land $390,000 Building $10,000	$400,000 Land $390,000 Building $10,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	55 units insured incl. 12 condo units
Nearby Flood Claims	58 (1991–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 22 claims Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Mar 2018 · 12 claims Severe Storms, Tornadoes, And Flooding, May 2011 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile, Verizon.

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