7210 River Rd, Prospect, KY 40059 Property Records

Louisville/Jefferson County Metro Government property record for 7210 River Rd, Prospect, KY 40059

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,571 sqft · built 1950
Lot Size	0.6 acres (26,136 sqft)
Owner	Individual Name on File
Last Sale	$367,500 (Jul 2025)
Tax Bill	$2,409 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`21020500270000`

Property Details

APN / Parcel Number

Primary APN	`21020500270000`
Alternative APNs	`020500270000` `00001778`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,571 sqft Finished Area
Basement Area	725 sqft
Flooring	Covered

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Brick Veneer
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	26,136 sqft (0.6 acres)
Lot Dimensions	931 ft deep x 10,007 ft wide
Garage Type	Detached
Garage Area	990 sqft
Parking Spaces	4 Parking Spaces
Deck Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00001778
Street Address	7210 RIVER RD
City	PROSPECT
State	KY
Zip	40059-9619
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4-RESIDEN
Legal Description	0.600 AC LOT 1 MINOR PLAT DB 10007 X 931
Legal Subdivision	TOWN OF TRANSYLVANIA
Legal Lot Number	1
Jurisdiction	JEFFERSON KY
Township / Civil Division	EAST JEFFERSON
Census Block Group	3
Census Block	3018
Census Tract	7502

Owner

Source: Louisville/Jefferson County Metro Government records · APN 21020500270000

Assessment roll updated December 16, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	7210 RIVER RD, PROSPECT, KY 40059-9619
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 31, 2025 · Amount on Record
Deed Sale	Jul 31, 2025 · Amount on Record
Prior Sale	Jun 02, 2015 · Amount on Record
Deed Document Number	202596359
Deed Book / Page	13123 / 919
Prior Transfer Date	May 29, 2015
Prior Transfer Doc	DN2015067802
Record Updated	Jun 08, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	7210 RIVER RD, PROSPECT, KY 40059-9619
Transaction Type	Mortgage
Record Updated	Mar 04, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024615
Date	Feb 21, 2024
Book Page	M 18780/900
Instrument	2024024615

Lender

Name	NORTHPOINTE BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 21, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government records · Assessment roll updated December 16, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,409.00 (-3.6%)	$215,880 (-) Land $38,000 Building $177,880
2024			$215,880 (-) Land $38,000 Building $177,880
2023	$2,499.00 (-0.36%)	$215,880 (-) Land $38,000 Building $177,880	$215,880 (-) Land $38,000 Building $177,880
2022	$2,508.00	$215,880 Land $38,000 Building $177,880	$215,880 Land $38,000 Building $177,880

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Louisville/Jefferson County Metro Government (21111C), as of January 26, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211110075023, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	55 units insured incl. 12 condo units
Nearby Flood Claims	58 (1991–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 22 claims Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Mar 2018 · 12 claims Severe Storms, Tornadoes, And Flooding, May 2011 · 7 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile USA, Verizon.

Based on FCC filings for 73 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system KY0560258, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.