7214 River Rd, Prospect, KY 40059 Property Records

Louisville/Jefferson County Metro Government property record for 7214 River Rd, Prospect, KY 40059

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,440 sqft · built 1935
Lot Size	1.23 acres (53,709 sqft)
Owner	Company Name on Record
Tax Bill	$1,357 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Aug 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21020500130000`

Property Details

APN / Parcel Number

Primary APN	`21020500130000`
Alternative APNs	`020500130000` `00001746`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	1,440 sqft Finished Area
Basement Area	720 sqft
Flooring	Covered
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	53,709 sqft (1.23 acres)
Garage Type	Mixed
Garage Area	2,138 sqft
Parking Spaces	8 Parking Spaces
Deck Area	373 sqft
Patio Area	120 sqft
Gazebo	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	00001746
Street Address	7214 RIVER RD
City	PROSPECT
State	KY
Zip	40059-9619
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4-RESIDEN
Legal Description	1.2331 AC+- SW COR RIVER RD & MAYFAIR RD,
Legal Subdivision	TOWN OF TRANSYLVANIA
Jurisdiction	JEFFERSON KY
Township / Civil Division	EAST JEFFERSON
Census Block Group	3
Census Block	3018
Census Tract	7502

Owner

Source: Louisville/Jefferson County Metro Government records, as of August 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	7214 RIVER RD, PROSPECT, KY 40059-9619
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2023	Deed of Trust, Mortgage · Line of Credit STOCK YARDS BANK & TRUST CO
Aug 23, 2023	Special Warranty Deed, Transfer
Aug 18, 2021	Deed of Trust, Mortgage · Line of Credit STOCK YARDS BANK & TRUST CO
Dec 18, 2018	Deed of Trust, Mortgage · Line of Credit STOCKYARD BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	7214 RIVER RD, PROSPECT, KY 40059-9619
Transaction Type	Mortgage
Record Updated	Oct 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000198304
Date	Oct 6, 2023
Book Page	M 18658/423
Instrument	2023198304

Lender

Name	STOCK YARDS BANK & TRUST CO
Type	Bank
Address	LOUISVILLE, KY 40232

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	JEFFERSON KY
Recording Date	Aug 23, 2023
Property Address	7214 RIVER RD, PROSPECT, KY 40059-9619
Document Number	0000169505
Book / Page	D 12678 / 294
Map Reference	MB 4 PG 84
Instrument Date	Aug 18, 2023
Instrument	2023169505
Transaction Type	Transfer
Record Updated	Sep 4, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	113 BITTERSWEET DR, RICHMOND, KY 40475-8639

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	7214 RIVER RD, PROSPECT, KY 40059-9619

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	7214 RIVER RD, PROSPECT, KY 40059-9619
Transaction Type	Mortgage
Record Updated	Mar 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7214 RIVER RD, PROSPECT, KY 40059-9619

Mortgage

Document Number	0000207287
Date	Aug 18, 2021
Book Page	M 17585/665
Instrument	2021207287

Lender

Name	STOCK YARDS BANK & TRUST CO
Type	Bank
Address	LOUISVILLE, KY 40232

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	7214 RIVER RD, PROSPECT, KY 40059-9619
Document Number	0158140659
Instrument Date	Dec 18, 2018
Transaction Type	Mortgage
Record Updated	Jan 21, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	7214 RIVER RD PROSPECT KY 400599619, PROSPECT, KY 40059-9619

Mortgage

Document Number	0158140659
Date	Jan 8, 2019
Book Page	015814/000659
Instrument	5159

Lender

Name	STOCKYARD BK&TR
Type	Bank
Address	LOUISVILLE, KY 40232-2890

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,357.00 (-5.76%) Homeowner's exemption	$170,770 (-) Land $45,210 Building $125,560
2024			$170,770 (-) Land $45,210 Building $125,560
2023	$1,440.00 (-4.82%) Homeowner's exemption	$170,770 (-) Land $45,210 Building $125,560	$170,770 (-) Land $45,210 Building $125,560
2022	$1,513.00 Homeowner's exemption	$170,770 Land $45,210 Building $125,560	$170,770 Land $45,210 Building $125,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	55 units insured incl. 12 condo units
Nearby Flood Claims	58 (1991–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 22 claims Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Mar 2018 · 12 claims Severe Storms, Tornadoes, And Flooding, May 2011 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile, Verizon.

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