7301 Ridgestone Dr, Cincinnati, OH 45243 Property Records

Hamilton County property record for 7301 Ridgestone Dr, Cincinnati, OH 45243

Property Summary

Property TypeSingle Family Home
Details5.5 ba · 4,550 sqft · built 2021
Lot Size0.613 acres (26,707 sqft)
Owner2 Trust Names on Record
Last Sale$1,080,496 (Feb 2022)
Tax Bill$22,225 (2025)
Deeds & MortgagesMar 2021 Mortgage
Feb 2022 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN525-0018-0123-00

Property Details

APN / Parcel Number

Primary APN525-0018-0123-00

Interior

Full Baths5.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area4,550 sqft Living Area
Gross Area6,094 sqft
1st Floor Area1,774 sqft
2nd Floor Area1,689 sqft
Basement Area1,774 sqft
Finished Basement1,087 sqft
Unfinished Basement687 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Architectural StyleConventional
Exterior MaterialBrick/Stone
Lot Area26,707 sqft (0.613 acres)
Garage TypeAttached
Garage Area857 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address7301 RIDGESTONE DR
CityCINCINNATI
StateOH
Zip45243-3035
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCAMARGO & RIDGESTONE LOT 1 0.6131 AC CAMARGO RIDGE SUB
Legal SubdivisionCAMARGO RIDGE SUB
Legal Lot Number1
JurisdictionHAMILTON OH
Township / Civil DivisionMADEIRA
Census Block Group2
Census Block2006
Census Tract24401

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on Record
Mailing Address7301 RIDGESTONE DR, CINCINNATI, OH 45243-3035
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Mar 26, 2021Deed of Trust, Mortgage · Commercial Mortgage
GENERAL ELECTRIC CU
Feb 25, 2022Warranty Deed, Transfer
Feb 25, 2022Limited Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
THE HUNTINGTON NATIONAL BANK
Sep 11, 2019Trustee's Deed, Construction Loan · Line of Credit
CENTERBANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 25, 2022 · Amount on Record
Deed SaleFeb 25, 2022 · Amount on Record
Deed Document Number202220872
Deed Book / Page14612 / 1987
Last Transfer DateApr 1, 2024
Transfer Doc0000022665
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address7301 RIDGESTONE DR, CINCINNATI, OH 45243-3035
Transaction TypeMortgage
Record UpdatedMay 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address8825 CHAPEL SQUARA #B B, B, CINCINNATI, OH 45249-4702

Mortgage

Document Number0000037985
DateMar 26, 2021
Book Page14383/111
Instrument2021-0037985
Lender
NameGENERAL ELECTRIC CU
TypeCredit Union
AddressCINCINNATI, OH 45241
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateFeb 25, 2022
Property Address7301 RIDGESTONE DR, CINCINNATI, OH 45243-3035
Document Number0000020871
Book / Page14612 / 1986
Map ReferenceMB 448 PG 15&16
Instrument DateFeb 17, 2022
Instrument2022-0020871
Transaction TypeTransfer
Record UpdatedMay 23, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8825 CHAPELSQUARE LN STE B, B, CINCINNATI, OH 45249-4702

February 2022: Limited Warranty Deed, Subdivision Related Transfer

Document TypeLimited Warranty Deed
JurisdictionHAMILTON OH
Recording DateFeb 25, 2022
Property Address7301 RIDGESTONE DR, CINCINNATI, OH 45243-3035
Document Number0000020872
Book / Page14612 / 1987
Map ReferenceMB 448 PG 15&16
Instrument DateFeb 17, 2022
Instrument2022-0020872
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 23, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,241.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address7301 RIDGESTONE DR, CINCINNATI, OH 45243-3035

Mortgage

Document Number0000020873
DateFeb 25, 2022
Instrument2022-0020873
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2052

September 2019: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionHAMILTON OH
Recording DateSep 11, 2019
Property Address7301 RIDGESTONE DR, CINCINNATI, OH 45243-3035
Book / Page013999 / 001917
Instrument DateAug 26, 2019
Instrument77595
Transaction TypeConstruction Loan
Record UpdatedNov 6, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address8825 CHAPELSQUARE LN #B CINCINNATI OH 452494702, B, CINCINNATI, OH 45249-4702

Mortgage

Document Number0000077595
DateSep 11, 2019
Book Page013999/001917
Instrument77595
Lender
NameCENTERBANK
TypeBank
AddressMILFORD, OH 45150
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueSep 10, 2020
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityMadeira City
Unified School DistrictMadeira City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$22,225.00 (+2.67%)$378,175 (-) Land $86,625 Building $291,550$1,080,500 (-) Land $247,500 Building $833,000
2024$21,648.00 (-1.32%)$378,175 (-) Land $86,625 Building $291,550
2023$21,937.00 (-1.34%)$378,175 (+24.68%) Land $86,625 Building $291,550$1,080,500 (+24.68%) Land $247,500 Building $833,000
2022$22,235.00$303,317 Land $78,750 Building $224,567
2020$866,620 Land $225,000 Building $641,620

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 78% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIAN HILL CITY PWS
serves 15,000 people · EPA ID OH3101112
Water SourceGroundwater
Last State InspectionOct 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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